Fed Updates Foreign Bank Overdraft Tracking for Clarity
Published Date: 9/29/2025
Notice
Summary
The Federal Reserve wants to keep collecting info for three more years about how foreign banks handle daylight overdrafts in the U.S. They’re updating the report to make it clearer and want your thoughts before moving forward. This affects foreign bank branches in the U.S. and helps keep the banking system safe without adding extra costs or delays.
No Economic Impacts Identified for this Document
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Key Dates
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Previous: 2025-18874 — Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB
The Federal Reserve Board is extending and updating a form that banks use when they borrow money from the Discount Window. This change affects banks that use this service and keeps the process smooth for the next three years. No big cost changes, but it helps keep important info flowing on time.
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The Federal Reserve wants to keep collecting info about debit and max cap limits for three more years but with some updates. This affects banks and financial institutions that report these numbers. They’re asking for your thoughts before making changes, so get ready to share your feedback soon!