Gila County, Arizona, Gets Federal Disaster Aid After Floods
Published Date: 10/17/2025
Notice
Summary
Arizona’s Gila County got hit by flooding from September 25-27, 2025, and the government just declared it a disaster area. This means homeowners, businesses, and nonprofits in Gila and nearby counties can apply for low-interest disaster loans to help fix damage or recover lost income. You’ve got until December 9, 2025, to apply for physical damage loans and until July 10, 2026, for economic injury loans—so don’t wait!
Analyzed Economic Effects
2 provisions identified: 2 benefits, 0 costs, 0 mixed.
SBA Physical Disaster Loans for Flood Damage
If you live in Gila County or in the contiguous Arizona counties (Coconino, Graham, Maricopa, Navajo, Pinal, Yavapai) and your home, business, or nonprofit was damaged by flooding from September 25–27, 2025, you can apply for SBA physical disaster loans to repair damage. Interest rates for physical damage are: homeowners with credit available elsewhere 6.000%, homeowners without credit available elsewhere 3.000%, businesses with credit available elsewhere 8.000%, businesses without credit available elsewhere 4.000%, and private nonprofits 3.625%. You must apply by December 9, 2025 using the MySBA Loan Portal or local SBA locations.
Statewide Economic Injury (EIDL) Loans in Arizona
Arizona received an Economic Injury Disaster Loan (EIDL) declaration, so businesses, small agricultural cooperatives, and eligible private nonprofits in Arizona may apply for EIDLs for economic losses tied to the September 25–27, 2025 flooding. EIDL interest rates listed are 4.000% for businesses and small agricultural cooperatives (without credit available elsewhere) and 3.625% for private nonprofits (without credit available elsewhere). You must apply for EIDLs by July 10, 2026 via the MySBA Loan Portal.
Personalized for You
How does this regulation affect your finances?
Personalize government policy and PRIA will tell you what this federal register document means for your household, plus every other regulation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2025-02741, HUBZone Program Updates and Clarifications, and Clarifications to Other Small Business Programs; Correction
The SBA fixed some small but important mistakes in its recent HUBZone and small business program rules to make things clearer and fairer. These corrections affect small businesses using HUBZone and other SBA programs, especially around size protests and financial reporting. The fixes take effect on February 18, 2025, helping businesses avoid confusion and unnecessary paperwork.
2026-20343, The Entire United States and U.S. Territories; Military Reservist Economic Injury Disaster Loan Program (MREIDL)
Starting October 1, 2026, small businesses across the U.S. and territories with military reservist employees called to active duty for over 30 days can apply for special disaster loans. These loans help cover everyday business costs while essential employees serve, with applications open for up to a year after the employee returns. The current loan interest rate is 4%, making it easier to keep businesses running smoothly during tough times.
2026-20080, Interest Rates
The Small Business Administration set the Optional Peg Rate at 5.00% for October to December 2026, which affects SBA direct and guaranteed fluctuating interest rate loans. Third Party Lenders funding 504 projects must keep their commercial loan rates within legal limits, capped at 6% above the New York Prime rate or state law limits. These changes help small businesses plan their loan costs for the upcoming quarter.
2026-19941, Presidential Declaration Amendment of a Major Disaster for Public Assistance Only for the State of Indiana
The President has updated the disaster declaration for Indiana after severe storms, tornadoes, and flooding in August 2026. This change adds more counties to the list eligible for public assistance, helping more communities get support. If you’re affected, you can apply for disaster loans by October 25, 2026, for physical damage, or by May 25, 2027, for economic injury.
2026-19942, Presidential Declaration Amendment of a Major Disaster for Public Assistance Only for the State of Texas
Texas is getting extra help after severe storms, tornadoes, and flooding hit from July 12 to August 4, 2026. The government added four more counties to the disaster assistance list, so more communities can apply for aid. If you’re affected, you have until November 2, 2026, to apply for physical damage loans and until June 1, 2027, for economic injury loans.
2026-19943, Presidential Declaration Amendment of a Major Disaster for the State of Indiana
Indiana’s disaster declaration just got bigger! Three more counties—Cass, Pike, and Putnam—can now apply for physical and economic disaster loans, while five nearby counties get access to economic injury loans. If you’re affected, act fast: physical loan applications close October 25, 2026, and economic injury loans are open until May 25, 2027.
Previous / Next Documents
Previous: 2025-19574, Notice of Board Meeting
The Federal Retirement Thrift Investment Board is holding a meeting on October 28, 2025, to review important reports about investments, budgets, and participant updates. This meeting affects federal employees who save for retirement and could influence how their funds are managed. Tune in to hear about financial wellness and new social science insights that might shape future decisions.
Next: 2025-19576, Grace S. Joanita, N.P.; Decision and Order
Grace S. Joanita, a nurse practitioner from Ohio, lost her DEA registration because she lied on her renewal application. She didn’t respond to the government’s warnings or ask for a hearing, so her registration was officially revoked. This means she can no longer legally handle controlled substances, effective immediately.