SBA Declares Disaster Aid for Florida Storm Victims
Published Date: 11/17/2025
Notice
Summary
Florida got hit hard by storms and flooding starting October 26, 2025, and now the government is stepping in with disaster loans to help folks bounce back. If you live in Brevard or nearby counties, you can apply for low-interest loans to fix damage or cover business losses. Act fast—physical damage loans close January 6, 2026, and economic injury loans are available until August 7, 2026.
Analyzed Economic Effects
2 provisions identified: 2 benefits, 0 costs, 0 mixed.
Low‑Interest Physical Disaster Loans
If your home or business was damaged by the October 26, 2025 storms, homeowners and businesses in Brevard and the contiguous counties (Indian River, Orange, Osceola, Seminole, Volusia) may apply for SBA physical disaster loans. Deadlines: apply by January 6, 2026. Interest rates shown: homeowners with credit available elsewhere 6.000%, homeowners without credit available elsewhere 3.000%, businesses with credit available elsewhere 8.000%, businesses without credit available elsewhere 4.000%, and non-profits 3.625%.
Economic Injury Disaster Loans (EIDL)
Small businesses and small agricultural cooperatives in the affected areas can apply for EIDL to cover economic injury from the October 26, 2025 disaster. EIDL applications are available until August 7, 2026. Interest rates listed: businesses and small agricultural cooperatives without credit available elsewhere 4.000% and non-profit organizations without credit available elsewhere 3.625%.
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Key Dates
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