Fed Asks for Ideas on 2026 Bank Meltdown Stress Tests
Published Date: 11/18/2025
Notice
Summary
The Federal Reserve wants your thoughts on the scenarios they'll use to test big banks' strength in 2026. These stress tests help make sure banks can handle tough money times without breaking. If you have ideas, send them in by December 1, 2025, so the Fed can keep our financial system safe and sound.
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Stress Tests to Preserve Bank Lending
You are affected because the Board's 2026 supervisory stress test is meant to help ensure large banks can keep lending to households and businesses during a severe recession. The Board uses the results of the stress test, in part, to set large bank capital requirements, and banks (including U.S. bank holding companies, covered savings and loan holding companies, and intermediate holding companies) with $100 billion or more in assets are subject to the supervisory stress test rules.
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Key Dates
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