Presidential Declaration of a Major Disaster for Public Assistance Only for the State of North Dakota
Published Date: 11/25/2025
Notice
Summary
North Dakota got hit hard by storms and tornadoes in August 2025, and now the President has declared a major disaster to help local non-profits recover. Affected counties can apply for low-interest disaster loans until December 22, 2025, for physical damage and until July 22, 2026, for economic injury. This means faster aid and money to rebuild essential services in places like Barnes and Grand Forks.
Analyzed Economic Effects
2 provisions identified: 2 benefits, 0 costs, 0 mixed.
Disaster Loans Available to Local Nonprofits
The President declared a major disaster (FEMA‑4895‑DR) for parts of North Dakota on October 22, 2025, so Private Non‑Profit organizations that provide essential governmental services in the listed counties (Barnes, Grand Forks, Griggs, Kidder, Nelson, Steele, Stutsman) can apply for SBA disaster loans. You can apply online at the MySBA Loan Portal (https://lending.sba.gov); the physical damage loan application deadline is December 22, 2025 and the economic injury (EIDL) loan application deadline is July 22, 2026.
Low Interest Rate for Eligible Disaster Loans
The notice sets the interest rate for eligible non‑profit disaster loans at 3.625%. That 3.625% rate applies to physical damage loans (both with and without credit available elsewhere) and to economic injury loans listed for non‑profit organizations.
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