Fed Invites Public Input on Bank Ownership Takeovers
Published Date: 11/28/2025
Notice
Summary
If you want to buy or control shares in a bank or bank holding company, you need to tell the Federal Reserve first. They’re checking these requests carefully and want your comments by December 9, 2025. This keeps bank ownership clear and fair, so everyone knows who’s in charge and when changes happen.
Analyzed Economic Effects
3 provisions identified: 2 benefits, 1 costs, 0 mixed.
Must Notify Fed Before Buying Control
If you want to buy or control shares of a bank or a bank holding company, you must apply to the Federal Reserve under the Change in Bank Control Act and Regulation Y before completing the purchase. The Board reviews these applications under the standards in paragraph 7 of the Act.
Public Comments Are Open and Publicly Posted
Anyone may send written comments on these bank control applications, but comments must be received by December 9, 2025. Comments are subject to public disclosure and generally will be made available without change, so do not include confidential information.
Specific Missouri Bank Ownership Filing Listed
The notice lists an application by Craig Tankersley of Joplin, Missouri, to retain voting shares of Southwest Missouri Bancorporation, Inc., and thereby indirectly retain voting shares of Southwest Missouri Bank in Carthage, Missouri. The public portions of this application are available for inspection at the Federal Reserve Bank of Kansas City and comments must arrive by December 9, 2025.
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Key Dates
Related Federal Register Documents
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2026-11522 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
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2026-11355 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies
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2026-11100 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Bank companies want to grow by forming new groups, buying other banks, or merging with them. If you’re involved with these companies, you can share your thoughts by July 3, 2026. These moves could change who controls local banks and might affect money and services in your community.
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