FTC Extends Used Car Rule Paperwork Burden for Three Years
Published Date: 12/5/2025
Notice
Summary
The Federal Trade Commission wants to keep its rules for used car dealers for three more years. These rules make sure dealers show a clear "Buyers Guide" on every used car, helping buyers make smart choices. If you have thoughts, speak up by February 3, 2026—this affects businesses and involves millions in paperwork and costs.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 2 costs, 0 mixed.
Dealers: Continued Buyers Guide Requirement
The FTC proposes to extend for three more years the Used Car Rule that requires used car dealers to display a one-page, double-sided Buyers Guide on each used car offered for sale. The agency estimates the Rule’s disclosure requirements create an annual burden of 3,164,100 hours, $69,167,226 in labor costs, and $19,300,000 in non-labor costs.
Spanish-Language Sales Add Extra Burden
When a dealer conducts a sale in Spanish, the Rule requires making contract disclosures in Spanish and permits posting both English and Spanish Buyers Guides. FTC staff estimates dealers will conduct about 8.4% of sales in Spanish (approximately 3,242,400 sales), adding estimated burden hours for completing Spanish Buyers Guides (54,040 hours for as-is sales; 81,060 hours for warranty sales) and 94,570 hours for displaying the additional Spanish Buyers Guides.
Buyers Guides Help Consumers Make Choices
The Rule requires dealers to display a Buyers Guide on each used car that discloses warranty coverage and other information to help purchasers make informed decisions. The FTC states the Buyers Guide requirement "promotes informed purchasing decisions."
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