Government Sets $58 Billion Terrorism Insurance Threshold for 2026
Published Date: 12/18/2025
Notice
Summary
The Treasury just set the insurance marketplace aggregate retention amount (IMARA) for 2026 at about $58.7 billion. This number tells insurers how much risk they keep before the government steps in under the Terrorism Risk Insurance Program. The new IMARA kicks in January 1, 2026, helping keep terrorism insurance available and affordable for businesses.
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
IMARA set at $58.7 billion for 2026
If you run a business that buys commercial terrorism insurance, the Treasury set the insurance marketplace aggregate retention amount (IMARA) for 2026 at $58,673,180,666. This IMARA is effective January 1, 2026 through December 31, 2026 and tells insurers how much industry risk they keep before the government may step in under the Terrorism Risk Insurance Program (TRIP). Treasury says this helps keep terrorism insurance available and affordable for businesses.
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