USPS Rules: Chill 15 Days Before Claiming Lost Insured Mail
Published Date: 12/31/2025
Rule
Summary
Starting January 18, 2026, if you send insured mail, you’ll need to wait at least 15 days after mailing before filing a claim for loss or damage. This change helps keep insured mail claims in sync with other mail services, making the process smoother and fairer for everyone. So, if your insured package goes missing, remember: no rushing your claim before day 15!
Analyzed Economic Effects
1 provisions identified: 0 benefits, 1 costs, 0 mixed.
Must Wait 15 Days to File Insured Mail Claims
Starting January 18, 2026, if you send insured mail (including Priority Mail under 503.4.2), you must wait at least 15 days after the mailing date before filing a claim for loss or damage. The Postal Service changed the rules to re-align insured mail claim timing with other mail services.
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Key Dates
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