FTC Seeks Three More Years of Business Record-Keeping Without Any Twists
Published Date: 1/23/2026
Notice
Summary
The Federal Trade Commission wants to keep collecting info under a rule they share with the Consumer Financial Protection Bureau for three more years. This affects about 120 businesses who must keep records and submit reports, with no new costs or big changes. If you want to share your thoughts, you’ve got until March 24, 2026, to speak up!
Analyzed Economic Effects
1 provisions identified: 0 benefits, 1 costs, 0 mixed.
Regulation O Recordkeeping Continues
If you run a for-profit company that offers Mortgage Assistance Relief Services (MARS), the FTC is seeking a three-year extension to keep collecting required records and reports under Regulation O. The rule affects about 120 non-attorney MARS providers, requires about 6 hours of compliance work per provider each year (720 hours total), and the estimated total annual labor cost is $29,419 (FTC assumes a $14,709 share).
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Key Dates
Related Federal Register Documents
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2026-20078, Petition for Rulemaking of Malik Tony Singleton
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2026-19598, Rules of Practice
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2026-19597, Rules of Practice
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2026-19289, FleetCor Technologies; Analysis of Proposed Consent Order To Aid Public Comment
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2026-18853, Civil Penalty Inflation Adjustments
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Previous / Next Documents
Previous: 2026-01232, Agency Information Collection Activities; Proposed Collection; Comment Request; Extension
The Federal Trade Commission wants to keep collecting info about mortgage ads for three more years to make sure companies play fair. This affects businesses that advertise home loans and helps protect consumers from tricky ads. If you have thoughts, speak up by February 23, 2026—no extra costs, just keeping the rules rolling smoothly!
Next: 2026-01234, Agency Information Collection Activities: Proposed Collection; 60-Day Public Comment Request for the Study Classifying and Measuring Household Food Waste
The USDA wants your thoughts on a new study that looks at how much food U.S. households waste, why, and how it relates to things like income and shopping habits. This info will help create better estimates and tools to predict food waste for different types of families. If you have ideas or concerns, send them in by March 24, 2026—your input matters and helps shape smarter food policies!