Farm Credit Administration Fixes Rulebook References and Errors
Published Date: 1/26/2026
Rule
Summary
The Farm Credit Administration is fixing outdated references and small errors in its rules about loans, fairness in lending, and financial health. These updates don’t change the rules but make sure everything points to the right places, especially switching some references from the Federal Reserve to the Consumer Financial Protection Bureau. The changes kick in 30 days after Congress is in session and won’t cost anyone extra.
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
Update lender rule citations to CFPB
The Farm Credit Administration replaces references to the Federal Reserve Board with the Consumer Financial Protection Bureau for Regulations B, M, and Z in sections 614.4200(a)(3), 626.6010(a)(1), and 626.6020(a). This is a technical citation update to point to 12 CFR parts 1002, 1013, and 1026 and does not change substantive obligations.
Keep Equal Housing posters until March 1, 2026
System institutions that make loans to purchase, construct, improve, repair, or maintain a dwelling, or any loan secured by a dwelling, may continue to use Equal Housing Lender posters printed before March 1, 2026. This prevents institutions from having to reprint and repost posters immediately to update an ECOA citation.
Fix internal citation and table errors
FCA corrected multiple typographical and citation errors across parts 611, 614, 620, 628, and 630 — for example, changing a reference to Sec. 614.4040(a), updating Sec. 611.1157 to cite Sec. 620.5(a)(11), fixing paragraph references in Sec. 630.4, and correcting alignment and footnote placement in Appendix A to part 628. These are non-substantive corrections and do not change loan limits or legal duties.
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Key Dates
Department and Agencies
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