Update to Notice of Financial Institutions for Which the Federal Deposit Insurance Corporation Has Been Appointed Either Receiver, Liquidator, or Manager
Published Date: 2/6/2026
Notice
Summary
The FDIC just updated its list of banks it’s taking over because they closed, including Metropolitan Capital Bank in Chicago as of January 30, 2026. If you had money or business with these banks, this update means the FDIC is now handling their affairs to protect depositors. No immediate money changes for customers, but keep an eye on FDIC notices for any future steps.
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
FDIC Takes Over Metropolitan Capital Bank
The Federal Deposit Insurance Corporation (FDIC) was appointed sole receiver for Metropolitan Capital Bank & Trust (Chicago, IL) effective January 30, 2026. If you had deposits or did business with that bank, the FDIC is now handling the bank’s affairs to protect depositors; check the FDIC website (www.fdic.gov/bank/individual/failed/banklist.html) or FDIC notices for any future steps.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2026-10066 — Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
The FDIC wants to renew its paperwork rules for businesses that provide services to banks. They’re asking for your thoughts on the current forms and info they collect, with no big changes or extra costs expected. If you want to speak up, make sure to send your comments by June 22, 2026!
2026-09064 — Update to Notice of Financial Institutions for Which the Federal Deposit Insurance Corporation Has Been Appointed Either Receiver, Liquidator, or Manager
The FDIC just updated its list of banks it’s taking over because they closed, including Community Bank and Trust in Georgia as of May 1, 2026. If you had money or business with these banks, the FDIC is now in charge to handle things smoothly. This update helps everyone know which banks are in receivership and what’s next for customers and creditors.
2026-08792 — Notice to All Interested Parties of Intent To Terminate Receiverships
The FDIC is wrapping up its work with two banks, America West Bank and Washington Federal Bank for Savings, and plans to officially end their receiverships in about 30 days. This means all assets are sold, final payments to creditors are coming, and the receiverships won’t continue because they’re no longer needed. If anyone wants to share thoughts, they have 30 days to write in before the shutdown happens.
2026-08793 — Notice of Termination of Receiverships
The FDIC has officially closed the receivership for Silver Falls Bank in Silverton, Oregon, as of May 1, 2026. This means all the bank’s affairs are wrapped up, all money owed has been paid out, and the receivership no longer exists. If you had business with this bank, the process is complete and no further actions are needed.
2026-08298 — Regulatory Capital Rule: Community Bank Leverage Ratio Framework
Starting July 1, 2026, community banks get a break! The minimum leverage ratio drops from 9% to 8%, making it easier for smaller banks to meet rules. Plus, banks can now stay in this easier framework longer—up to four straight quarters instead of two—helping them manage their money better without rushing.
Previous / Next Documents
Previous: 2026-02362 — Environmental Impact Statements; Notice of Availability
The EPA just shared new Environmental Impact Statements (EIS) for projects like mines, pipelines, and space launches that could affect communities and nature. People and businesses involved have until early to late March 2026 to review and comment, helping shape decisions that might cost money or change local environments. This is your chance to see what’s planned and speak up before it’s too late!
Next: 2026-02364 — Notice of Termination of Receiverships
The FDIC has officially closed the receivership for The First State Bank in Barboursville, WV, as of February 1, 2026. This means all bank affairs are wrapped up, all money owed has been paid out, and the receivership no longer exists. If you were involved, the process is done and dusted with no more actions needed.