Oakland Blaze Opens SBA Loans for Bay Area Rebuild
Published Date: 2/13/2026
Notice
Summary
California’s Oakland apartment fire on January 19, 2026, has been officially declared a disaster, opening the door for affected residents and businesses in Alameda and nearby counties to apply for low-interest disaster loans. Homeowners, businesses, and nonprofits can get financial help to repair damage or cover economic losses, but they need to act fast—physical damage loans must be applied for by April 13, 2026, and economic injury loans by November 10, 2026. This declaration means real money and support are on the way to help rebuild and recover!
Analyzed Economic Effects
2 provisions identified: 2 benefits, 0 costs, 0 mixed.
Low‑Interest Physical Damage Loans
If your home, business, or private nonprofit was damaged by the Oakland apartment fire on January 19, 2026, you can apply for SBA physical disaster loans for repair or replacement. Physical damage loan applications must be filed by April 13, 2026; interest rates listed include 5.750% (homeowners with credit available elsewhere), 2.875% (homeowners without), 8.000% (businesses with), 4.000% (businesses without), and 3.625% (private nonprofits).
Economic Injury Disaster Loans (EIDL) Access
Businesses, small agricultural cooperatives, and private nonprofits affected by the Oakland apartment fire on January 19, 2026 can apply for Economic Injury Disaster Loans to cover working capital losses. EIDL applications must be filed by November 10, 2026; interest rates provided include 4.000% for businesses and small agricultural cooperatives without credit available elsewhere and 3.625% for private nonprofits without credit available elsewhere.
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