Insurers, Time to Report Your 2025 Terrorism Coverage Data to Treasury
Published Date: 3/25/2026
Notice
Summary
If you sell commercial property or casualty insurance, the 2026 Terrorism Risk Insurance Program Data Call wants your info on 2025 policies by May 15, 2026. This helps the government keep terrorism insurance available and affordable. You’ll register online, fill out forms, and submit data securely—no fuss, just a quick check-in to keep the program running smoothly.
Analyzed Economic Effects
6 provisions identified: 2 benefits, 3 costs, 1 mixed.
Mandatory Insurer Data Submission Deadline
If you write commercial property or casualty insurance in lines subject to the Terrorism Risk Insurance Program (TRIP), you must register and submit data for the 2025 reporting period (January 1, 2025 to December 31, 2025) by May 15, 2026. Registration and submission happen online at https://tripsection111data.com through a secure portal and no extensions will be granted.
Small Insurer Reporting Exemption
An insurer qualifies as a Small Insurer for the 2026 Data Call if its 2024 policyholder surplus and 2024 direct earned premiums in TRIP-eligible lines are each less than $1 billion. Small Insurers with less than $10 million in TRIP-eligible direct earned premiums in 2025 are exempt from the 2026 Data Call (but insurers under $10 million must still report if their larger group’s direct earned premiums exceed $10 million).
Workers' Compensation Data Aggregation
For the 2026 Data Call, Treasury will obtain workers' compensation premium and payroll data from NCCI, the California WCIRB, and the New York Compensation Insurance Rating Board so reporting templates will not require insurers to re-report that workers' compensation data. Insurers that write only workers' compensation policies still must register and submit general company information and private reinsurance data.
Modeled Loss Questions for Larger Insurers
The 2026 Reinsurance Worksheet includes a new modeled loss scenario that must be completed by non-small insurers, alien surplus lines insurers, and captive insurers. Small Insurers will complete a separate Reinsurance Worksheet that does not include the modeled loss questions.
Captive and Alien Surplus Lines Rules
Captive Insurers that wrote TRIP-eligible lines during 2025 must register and submit data unless they did not provide any terrorism risk insurance. Alien Surplus Lines Insurers must use the Alien Surplus Lines template only if they are not part of a larger group; if they are part of a larger group, they should report as part of that group.
Training, Support, and Data Protections
Treasury will hold four training webinars on April 2 and April 3, 2026 (recordings to follow) to help insurers use the reporting templates. All data submitted to the aggregator is subject to confidentiality protections under TRIA and applicable FOIA exceptions, and the collection is approved by OMB under Control Number 1505-0257.
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Key Dates
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Previous / Next Documents
Previous: 2026-05793, 60-Day Notice of Proposed Information Collection: Passport Demand Forecasting Survey
The Department of State wants your thoughts on a survey that helps predict how many passports people will need. This survey, which takes about 10 minutes, is done monthly with around 24,000 U.S. citizens and passport holders. They’re asking for public comments by May 26, 2026, to make sure the survey is useful and not too much work for folks.
Next: 2026-05795, 2026 Report on the Effectiveness of the Terrorism Risk Insurance Program
The 2026 report checks how well the Terrorism Risk Insurance Program (TRIP) is working to help insurance companies cover losses from terrorist attacks. It affects insurers, businesses, and the government by making sure insurance stays available and affordable. The Treasury is asking for feedback by May 8, 2026, to decide if any changes or updates are needed to keep the program strong and ready.