FDIC Quietly Renews Routine Bank Paperwork Collection Unchanged
Published Date: 3/26/2026
Notice
Summary
The FDIC wants to renew a paperwork collection that affects state banks, savings groups, and related folks. They’re asking for your thoughts by April 27, 2026, but so far, no one has spoken up. This renewal keeps things running smoothly without adding new costs or big changes.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 2 costs, 0 mixed.
CRA Sunshine Renewal Keeps Mandatory Paperwork
The FDIC is renewing the CRA Sunshine information collection (OMB No. 3064-0139). Insured state nonmember banks, state savings associations, their affiliates, and nongovernmental entities and persons must continue to meet mandatory reporting, disclosure, and recordkeeping requirements for some community-reinvestment-related agreements (see 12 CFR part 346). The renewal says there is no change in the method or substance of the collection.
Estimated Annual Paperwork Burden: 23 Hours
The FDIC estimates the total annual burden for this collection at 23 hours. The notice lists nine reporting/disclosure items (IC1–IC9) with per-response times; for example, the annual report items (IC4 and IC5) are each estimated at 8 hours annually.
Public Transparency About CRA Agreements
The FDIC says the collected information helps interested members of the public assess whether parties are fulfilling community reinvestment agreements and helps agencies understand how institutions are meeting their CRA responsibilities. The collection is intended to make agreement fulfilment more visible to the public.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2026-10066 — Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
The FDIC wants to renew its paperwork rules for businesses that provide services to banks. They’re asking for your thoughts on the current forms and info they collect, with no big changes or extra costs expected. If you want to speak up, make sure to send your comments by June 22, 2026!
2026-09064 — Update to Notice of Financial Institutions for Which the Federal Deposit Insurance Corporation Has Been Appointed Either Receiver, Liquidator, or Manager
The FDIC just updated its list of banks it’s taking over because they closed, including Community Bank and Trust in Georgia as of May 1, 2026. If you had money or business with these banks, the FDIC is now in charge to handle things smoothly. This update helps everyone know which banks are in receivership and what’s next for customers and creditors.
2026-08792 — Notice to All Interested Parties of Intent To Terminate Receiverships
The FDIC is wrapping up its work with two banks, America West Bank and Washington Federal Bank for Savings, and plans to officially end their receiverships in about 30 days. This means all assets are sold, final payments to creditors are coming, and the receiverships won’t continue because they’re no longer needed. If anyone wants to share thoughts, they have 30 days to write in before the shutdown happens.
2026-08793 — Notice of Termination of Receiverships
The FDIC has officially closed the receivership for Silver Falls Bank in Silverton, Oregon, as of May 1, 2026. This means all the bank’s affairs are wrapped up, all money owed has been paid out, and the receivership no longer exists. If you had business with this bank, the process is complete and no further actions are needed.
2026-08298 — Regulatory Capital Rule: Community Bank Leverage Ratio Framework
Starting July 1, 2026, community banks get a break! The minimum leverage ratio drops from 9% to 8%, making it easier for smaller banks to meet rules. Plus, banks can now stay in this easier framework longer—up to four straight quarters instead of two—helping them manage their money better without rushing.
Previous / Next Documents
Previous: 2026-05835 — Consumers Energy Company; Notice of Staff Protest to Compliance Filing
Consumers Energy wants to use a special rate for moving natural gas across state lines, but the Commission staff isn’t convinced their math adds up. They say Consumers Energy didn’t show enough proof that their rates are fair or explain how they split costs properly. This could affect gas customers and the company’s pricing soon, as the Commission reviews the case and waits for better info.
Next: 2026-05837 — Proposed Collection; Comment Request
The Navy wants your thoughts on updating a survey that studies life on ships, especially to help prevent suicides. If you’re involved or interested, you can comment until May 26, 2026. This update aims to make the survey clearer and easier to fill out, with no extra cost or time burden expected.