FDIC Quietly Renews Routine Bank Paperwork Collection Unchanged
Published Date: 3/26/2026
Notice
Summary
The FDIC wants to renew a paperwork collection that affects state banks, savings groups, and related folks. They’re asking for your thoughts by April 27, 2026, but so far, no one has spoken up. This renewal keeps things running smoothly without adding new costs or big changes.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 2 costs, 0 mixed.
CRA Sunshine Renewal Keeps Mandatory Paperwork
The FDIC is renewing the CRA Sunshine information collection (OMB No. 3064-0139). Insured state nonmember banks, state savings associations, their affiliates, and nongovernmental entities and persons must continue to meet mandatory reporting, disclosure, and recordkeeping requirements for some community-reinvestment-related agreements (see 12 CFR part 346). The renewal says there is no change in the method or substance of the collection.
Estimated Annual Paperwork Burden: 23 Hours
The FDIC estimates the total annual burden for this collection at 23 hours. The notice lists nine reporting/disclosure items (IC1–IC9) with per-response times; for example, the annual report items (IC4 and IC5) are each estimated at 8 hours annually.
Public Transparency About CRA Agreements
The FDIC says the collected information helps interested members of the public assess whether parties are fulfilling community reinvestment agreements and helps agencies understand how institutions are meeting their CRA responsibilities. The collection is intended to make agreement fulfilment more visible to the public.
Personalized for You
How does this regulation affect your finances?
Personalize government policy and PRIA will tell you what this federal register document means for your household, plus every other regulation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2025-21626, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2026-16454, Community Reinvestment Act Regulations
The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) are proposing to amend their Community Reinvestment Act rules by making certain substantive, technical, and process-oriented changes to refocus on the statutory objective of encouraging banks to meet the credit needs of their communities; to better ensure that community development grants reach the communities they are intended to benefit; to reduce unnecessary burden, particularly for community banks; and to provide greater clarity for how to obtain CRA consideration. The OCC and the FDIC are also proposing certain technical changes to their rules implementing the Community Reinvestment Act sunshine requirements of the Federal Deposit Insurance Act. In addition, the OCC is proposing similar technical changes to its Public Welfare Investments rule and its Rules, Policies, and Procedures for Corporate Activities.
2026-15995, Extensions of Credit to Insiders
The Federal Deposit Insurance Corporation (FDIC) is proposing to increase quantitative thresholds for certain extensions of credit to insiders of FDIC-supervised institutions, as restricted by the Federal Reserve Act and regulations promulgated thereunder. Specifically, the proposal would increase the thresholds for certain extensions of credit to executive officers not otherwise specifically authorized by statute from $100,000 to $400,000; and extensions of credit to insiders requiring prior approval by the board of directors from $500,000 to $2,000,000. The proposal would also establish an indexing methodology to periodically update such thresholds over time.
2026-14900, Update to Notice of Financial Institutions for Which the Federal Deposit Insurance Corporation Has Been Appointed Either Receiver, Liquidator, or Manager
The FDIC just took over Small Business Bank in Lenexa, Kansas, after it closed on July 17, 2026. This means the FDIC is now in charge of handling the bank’s affairs to protect customers and manage its assets. If you had money there, the FDIC is working to keep things safe and sorted out as quickly as possible.
2026-14589, Reporting Forms and Instructions Associated With Requirements and Standards for FDIC-Supervised Permitted Payment Stablecoin Issuers
The FDIC is rolling out new weekly and quarterly reporting forms for companies that issue permitted payment stablecoins and are supervised by the FDIC. These forms help keep things transparent and safe, and the FDIC wants your feedback by September 18, 2026. If you’re involved in stablecoins, get ready for new paperwork that keeps the money world running smoothly!
2026-13506, Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
The FDIC wants to keep collecting feedback from businesses without changing the current process. They’re asking for comments by August 5, 2026, but so far, no one has spoken up. This renewal won’t cost extra or add new paperwork, just keeps things running smoothly for private companies sharing their thoughts.
Previous / Next Documents
Previous: 2026-05835, Consumers Energy Company; Notice of Staff Protest to Compliance Filing
Consumers Energy wants to use a special rate for moving natural gas across state lines, but the Commission staff isn’t convinced their math adds up. They say Consumers Energy didn’t show enough proof that their rates are fair or explain how they split costs properly. This could affect gas customers and the company’s pricing soon, as the Commission reviews the case and waits for better info.
Next: 2026-05837, Proposed Collection; Comment Request
The Navy wants your thoughts on updating a survey that studies life on ships, especially to help prevent suicides. If you’re involved or interested, you can comment until May 26, 2026. This update aims to make the survey clearer and easier to fill out, with no extra cost or time burden expected.