Fed Eyes Bank Ownership Shifts for Approval
Published Date: 3/27/2026
Notice
Summary
If someone wants to buy or control shares in a bank or bank holding company, they have to tell the Federal Reserve first. People can check these plans and share their thoughts by April 13, 2026. This keeps bank ownership clear and fair, making sure big money moves get a thumbs-up from the government.
Analyzed Economic Effects
2 provisions identified: 0 benefits, 1 costs, 1 mixed.
Must Notify Fed Before Buying Bank Control
If you want to buy or control voting shares of a bank or bank holding company, you must apply under the Change in Bank Control Act (12 U.S.C. 1817(j)) and section 225.41 of Regulation Y (12 CFR 225.41). The Federal Reserve will consider the factors listed in paragraph 7 of the Act when deciding on those applications.
Public Filings Open; Comments Publicly Disclosed
The public portions of these bank-control applications are available for inspection at the listed Federal Reserve Bank(s) and at the Board of Governors, and you may request related material via the Board's FOIA page. Interested persons may submit written comments on these applications, and comments must be received by April 13, 2026; comments are subject to public disclosure and generally will be made available without change.
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Key Dates
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