Federal Reserve Updates Small Biz Lending Survey

2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies

Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.

2026-09390 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies

Bank companies want to grow by buying or merging with other banks, and the Federal Reserve is checking their plans to keep things safe and fair. If you have thoughts, you can share them by June 11, 2026. These moves could change who controls some banks and might affect local banking options and money flow.

2026-08944 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

Some folks want to buy or keep shares in banks or bank companies, and the Federal Reserve is checking their applications to make sure everything’s fair and safe. If you want to share your thoughts, you’ve got until May 21, 2026, to speak up! This process helps keep banks steady and protects everyone’s money.

2026-08298 — Regulatory Capital Rule: Community Bank Leverage Ratio Framework

Starting July 1, 2026, small community banks can meet a lower leverage ratio of 8% instead of 9%, making it easier to qualify for a simpler capital rule. Plus, banks now have more time—up to four straight quarters instead of two—to stay in this easier framework even if they don’t meet all the rules, helping them manage their money better without rushing. This change helps community banks save time and money while keeping things safe and sound.

2026-08246 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

Some folks want to buy shares in banks or bank companies, and the Federal Reserve is checking their applications to make sure everything’s fair and safe. If you’re interested, you can see the details or share your thoughts by May 13, 2026. This process helps keep banks steady and protects everyone’s money.

2026-08248 — Notice of Proposals To Engage in or To Acquire Companies Engaged in Permissible Nonbanking Activities

Some companies want to start or buy businesses that do activities related to banking but aren’t banks themselves. The Federal Reserve is checking these plans and asking the public to share their thoughts by May 13, 2026. This affects companies like Merchants Bancorp, which plans to buy Loan Exchange and offer new credit services across the U.S.

Previous: 2026-06969 — Pacific Fishery Management Council; Public Meeting

The Pacific Fishery Management Council’s Marine Planning Committee is holding an online meeting on April 30, 2026, to talk about ocean plans like oil and gas leasing and aquaculture that could affect fishing communities on the West Coast. This meeting is important for anyone involved in commercial or recreational fishing because it could shape future ocean rules. No big money changes are announced yet, but the committee will report back in June with updates.

Next: 2026-06971 — Revising U.S. Standards for Grades of Mushrooms

The USDA is updating the rules for grading mushrooms to include a new grade for portabella mushrooms, separate size from quality grades, and modernize defect rules and terms. This affects mushroom growers, sellers, and buyers by making grading clearer and more up-to-date. Comments on these changes are open until June 9, 2026, with no direct costs expected.