Student Loan Repayment Form Gets a Minor Makeover: Comment Now!
Published Date: 4/17/2026
Notice
Summary
The Department of Education wants to update the form you use to pick your student loan repayment plan under the William D. Ford Federal Direct Loan Program. If you have federal student loans, this change might affect how you choose to pay them back. You’ve got until June 16, 2026, to share your thoughts, so don’t miss your chance to help shape the process!
Analyzed Economic Effects
3 provisions identified: 0 benefits, 2 costs, 1 mixed.
Default placement if no plan chosen
If you do not select an initial repayment plan before your loans enter repayment, you will be placed on the Standard Repayment Plan or the Tiered Standard Repayment Plan in accordance with 34 CFR 685.210(a)(2). This placement happens automatically when a borrower fails to choose an initial plan.
Repayment‑plan form will be revised
If you have Federal Direct student loans, the Department of Education is proposing a revision to the Repayment Plan Selection Form used to choose or change an initial fixed payment repayment plan under 34 CFR 685.208. The revision is being made to include new regulatory requirements from the One Big Beautiful Bill Act (signed July 4, 2025). You may submit comments on this proposed information collection by June 16, 2026 (OMB Control Number 1845-0014).
Estimated respondent burden and scale
The Department estimates the form will generate 660,000 annual responses and a total of 110,220 annual burden hours for respondents (listed under OMB Control Number 1845-0014). The Department seeks public comment on the accuracy of this burden estimate.
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