FTC Seeks Three-Year Extension for Credit Pricing Data Collection
Published Date: 4/17/2026
Notice
Summary
The Federal Trade Commission wants to keep collecting info under its Risk-Based Pricing Rule for three more years, affecting car dealers and other businesses. This rule helps make sure companies share fair credit pricing info with consumers. Comments on this plan are due by June 16, 2026, and the paperwork costs businesses over $239 million a year.
Analyzed Economic Effects
3 provisions identified: 0 benefits, 3 costs, 0 mixed.
Paperwork Rule Extended Three Years
The FTC is asking to renew the paperwork approval for its Risk-Based Pricing Rule for an additional three years. The current clearance expires on July 31, 2026, and comments on the renewal are due by June 16, 2026.
Motor Vehicle Dealers Bear Full Burden
If you are a motor vehicle dealer, the FTC keeps exclusive rule authority over dealers described in the Dodd-Frank Act, and it assumes the full compliance burden for those dealers. There are an estimated 60,963 motor vehicle dealers subject to exclusive FTC jurisdiction, and covered entities are estimated to spend about 60 hours per year complying with the Rule.
Nationwide Annual Paperwork Costs $239M
The FTC estimates covered respondents incur about 10,667,220 hours of annual paperwork and about $239,052,400 in annual labor costs to comply with the Rule. Covered entities are estimated to spend roughly 60 hours per year, using correspondence clerks at a mean wage of $22.41 per hour.
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Key Dates
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