2026-08516NoticeWallet

SBA Declares Disaster Aid for Michigan Tornado Victims

Published Date: 5/1/2026

Notice

Summary

Michigan got hit by tornadoes on March 6, 2026, and now the government is stepping in with disaster loans to help folks and businesses in the hardest-hit counties. You can apply for physical damage loans until June 29, 2026, and for economic injury loans until January 28, 2027. These loans come with low-interest rates to make rebuilding easier and faster!

Analyzed Economic Effects

3 provisions identified: 3 benefits, 0 costs, 0 mixed.

Low‑Interest Home Repair Loans

If you own a home in the listed affected counties from the March 6, 2026 tornadoes, you can apply for SBA physical disaster loans to repair damage until June 29, 2026. Homeowner interest rates are 5.750% if credit is available elsewhere and 2.875% if it is not; the declaration lists primary counties Branch, Cass, and St. Joseph (plus specified contiguous counties in MI and IN).

Physical Damage Loans for Small Businesses

Small businesses and private non‑profits in the counties identified from the March 6, 2026 tornadoes may apply for SBA physical disaster loans for property damage through June 29, 2026. Business interest rates are 8.000% if credit is available elsewhere and 4.000% if it is not; private non‑profits are listed at 3.625% (with or without credit available elsewhere).

Economic Injury Loans (EIDL) Available

If you run a small business or agricultural cooperative in the listed counties, you can apply for Economic Injury Disaster Loans (EIDL) to cover working capital needs until January 28, 2027. EIDL interest rates are 4.000% for businesses and small agricultural cooperatives without credit available elsewhere and 3.625% for private non‑profits without credit available elsewhere.

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Key Dates

Effective Date
Published Date
4/28/2026
5/1/2026

Department and Agencies

Department
Independent Agency
Agency
Small Business Administration
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