Rail Workers Can Start Full Annuities at Age 60
Published Date: 5/20/2026
Rule
Summary
If you’re a railroad worker with 30 years of service turning 60, good news! Starting June 22, 2026, you can begin your annuity without having to take a reduced monthly benefit like before. This change means more money in your pocket sooner, and it fixes old rules that didn’t match the law.
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Unreduced Railroad Annuity at Age 60
If you are a railroad worker who has completed 30 years of railroad service, you may begin your Railroad Retirement annuity at age 60 without taking a reduced monthly benefit. This change is effective June 22, 2026, and removes the regulation that previously required accepting a reduced annuity to start on the first day of the first full month you turned 60.
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Key Dates
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