VA Extends Foreclosure Tracking Form for Another Year
Published Date: 5/21/2026
Notice
Summary
The VA is keeping its form for tracking loans that go into foreclosure or get liquidated, making sure it stays easy to use and up to date. This affects people with VA-backed loans that are behind on payments, letting the VA handle repurchasing those loans after certain rules are met. Comments on this plan are open until June 22, 2026, and the paperwork won’t cost much time—just about 30 minutes per person.
Analyzed Economic Effects
2 provisions identified: 1 benefits, 1 costs, 0 mixed.
VA repurchase rule for delinquent loans
If you (as the loan holder) have a VA-backed vendee account in continuous default for three months and the delinquency amount equals or exceeds the sum of two monthly installments, you are legally entitled to request that the Department of Veterans Affairs repurchase the loan under 38 CFR 36. VA collects the required information using VA Form 26-0971 to process such repurchase requests.
Paperwork time cost for repurchase requests
If you must provide information for VA Form 26-0971, the agency estimates it takes about 30 minutes per respondent. The notice estimates 10 respondents per year for a total annual burden of 5 hours, and requests public comments by June 22, 2026.
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