HUD Seeks Comments on Housing Mortgage Paperwork
Published Date: 5/21/2026
Notice
Summary
HUD wants to keep collecting info about the Public Housing Mortgage Program and Section 30, which helps manage loans for public housing. They’re asking for your thoughts by July 20, 2026, to make sure the process stays smooth and clear. This affects public housing agencies and could impact how they handle mortgage paperwork, but no new fees or big changes are planned.
Analyzed Economic Effects
2 provisions identified: 0 benefits, 2 costs, 0 mixed.
PHAs Must Submit Specific Section 30 Documents
Public Housing Agencies (PHAs) must provide HUD with a set of documents when seeking approval under Section 30 of the U.S. Housing Act (42 U.S.C. 1437z-2) to mortgage public housing or grant a security interest. The notice lists required items including a cover letter, financing term sheet, debt service schedule, sources and uses, construction cash flow schedule, commitment letters, fairness opinion, title report, appraisal, loan/bond documents, legal opinions, and a board resolution.
Paperwork Burden: Hours and Estimated Annual Cost
HUD estimates the information collection covers 30 respondents, 90 responses per year, 3,760 annual burden hours, and an annual cost of $249,700 (OMB Control No. 2577-0265). Specific high-burden items listed include Title Report (800 hours, $44,000), Loan/Bond Documents (800 hours, $70,400), and Legal Opinions (500 hours, $44,000).
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