2026-10180NoticeWallet

SBA Opens Loans After Illinois Tornado Disaster

Published Date: 5/21/2026

Notice

Summary

A big storm and tornado hit parts of Illinois on April 17, 2026, causing damage and economic trouble. The Small Business Administration declared a disaster, opening the door for loans to help homeowners, businesses, and nonprofits recover. If you’re affected in Stephenson or nearby counties, you can apply for physical damage loans by July 17, 2026, and economic injury loans until February 18, 2027.

Analyzed Economic Effects

5 provisions identified: 5 benefits, 0 costs, 0 mixed.

Homeowner Disaster Repair Loans Open

If your home in the listed Illinois or Wisconsin counties was damaged by the April 17, 2026 storm and tornado, you can apply for SBA physical damage loans through the MySBA Loan Portal. Physical loan applications are due by July 17, 2026; interest rates listed are 5.750% for homeowners with credit available elsewhere and 2.875% for homeowners without credit available elsewhere.

Business Physical Damage Loans Available

Businesses in the declared areas may apply for SBA physical damage loans for storm and tornado losses; applications for physical damage loans must be submitted by July 17, 2026. Interest rates shown are 8.000% for businesses with credit available elsewhere and 4.000% for businesses without credit available elsewhere.

Economic Injury (EIDL) Loans Open to Businesses

Businesses and small agricultural cooperatives without credit available elsewhere in the declared areas can apply for Economic Injury Disaster Loans (EIDL) through February 18, 2027; the interest rate listed for these EIDL loans is 4.000%. Private non‑profit organizations without credit available elsewhere may apply for EIDL-type assistance at 3.625% by the same February 18, 2027 deadline.

Private Nonprofit Physical Loan Terms

Private nonprofit organizations in the designated areas may apply for SBA physical damage loans by July 17, 2026. Interest rates for private non‑profit organizations are listed at 3.625% (both for those with and without credit available elsewhere).

Specific Counties Designated for Assistance

The SBA declared the primary county affected as Stephenson (Illinois) and listed contiguous counties as Carroll, Jo Daviess, Ogle, and Winnebago in Illinois, and Green and Lafayette in Wisconsin; Illinois and Wisconsin received the administrative declaration. Residents and businesses in these named counties are the areas identified for the loans and application deadlines above.

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Key Dates

Effective Date
Published Date
5/18/2026
5/21/2026

Department and Agencies

Department
Independent Agency
Agency
Small Business Administration
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