Idaho Windstorm Triggers Standard Disaster Loans
Published Date: 6/11/2026
Notice
Summary
A big windstorm hit rural parts of Idaho in December 2025, causing damage to homes and businesses in Idaho and Shoshone counties. The government declared a disaster, so affected folks can now apply for low-interest loans to fix up their properties or cover lost income. You’ve got until August 7, 2026, to apply for physical damage loans and until March 8, 2027, for economic injury loans—so don’t wait!
Analyzed Economic Effects
4 provisions identified: 4 benefits, 0 costs, 0 mixed.
SBA disaster loans available for two Idaho counties
If your home or business was damaged by the December 16–18, 2025 windstorm in the specified rural areas, residents and businesses in Idaho and Shoshone counties may apply for SBA disaster loans online at https://lending.sba.gov or at locally announced locations. The declaration gives affected homeowners, businesses, and private non-profits access to disaster loan help under Disaster Numbers 21638B (physical) and 216390 (economic).
Interest rates for physical damage loans
Physical damage loan interest rates under this declaration are: homeowners with credit available elsewhere 5.750% and homeowners without credit available elsewhere 2.875%; businesses with credit available elsewhere 8.000% and businesses without credit available elsewhere 4.000%; private non-profit organizations (with or without credit available elsewhere) 3.625%.
Interest rates for Economic Injury (EIDL) loans
Economic Injury (EIDL) loan rates under this declaration are 4.000% for businesses and small agricultural cooperatives without credit available elsewhere, and 3.625% for private non-profit organizations without credit available elsewhere.
Two application deadlines you must meet
You must apply by August 7, 2026 to be considered for physical damage loans and by March 8, 2027 to be considered for Economic Injury (EIDL) loans through this declaration. Apply at the SBA Loan Portal (https://lending.sba.gov) before those dates.
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Related Federal Register Documents
2026-19030, Administrative Declaration of a Disaster for the State of Nevada
Nevada’s Washoe County and nearby areas got hit by the Bug and Hawk Fires between August 8 and September 9, 2026. The government declared a disaster, opening the door for low-interest loans to help homeowners, businesses, and nonprofits recover. You’ve got until November 10, 2026, to apply for physical damage loans and until June 11, 2027, for economic injury loans—so don’t wait!
2026-18907, Presidential Declaration of a Major Disaster for Public Assistance Only for the State of North Dakota
A major disaster was declared for North Dakota after severe storms, straight-line winds, and tornadoes hit from June 7-9, 2026. This declaration helps local non-profits get disaster loans to recover, with physical damage loan applications due by November 1, 2026, and economic injury loans available until June 1, 2027. The affected counties include Bottineau, Burke, Divide, McLean, Mercer, Oliver, and Williams.
2026-18777, Administrative Declaration of a Disaster for the State of Texas
Texas got hit hard by storms and tornadoes on August 28, 2026, and now the government is stepping in with disaster loans to help folks bounce back. If you live in Bexar or nearby counties, you can apply for low-interest loans to fix damage or cover business losses, but don’t wait—physical damage loans close November 9, and economic injury loans close June 10, 2027. This is your chance to get financial help and rebuild stronger!
2026-18758, Presidential Declaration of a Major Disaster for Public Assistance Only for the State of South Dakota
The President declared a major disaster for parts of South Dakota hit by storms, tornadoes, and flooding from June 28 to July 3, 2026. This means public assistance and low-interest disaster loans are now available to help affected communities and nonprofits recover. Physical damage loan applications are due by November 1, 2026, and economic injury loans by June 1, 2027.
2026-18756, Presidential Declaration Amendment of a Major Disaster for Public Assistance Only for the State of Texas
Texas got hit hard by storms, tornadoes, and flooding between July 12 and August 4, 2026. The President updated the disaster declaration to confirm these dates, making more public assistance available. If you’re affected, you have until November 2, 2026, to apply for physical damage loans and until June 1, 2027, for economic injury loans.
2026-18740, Presidential Declaration Amendment of a Major Disaster for the State of Indiana
Indiana’s major disaster declaration for severe storms, tornadoes, and flooding just got an update! The disaster period now officially covers August 11 to August 24, 2026. If you’re affected, you’ve got until October 25, 2026, to apply for physical damage loans and until May 25, 2027, for economic injury loans—so don’t wait!
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