Idaho Windstorm Triggers Standard Disaster Loans
Published Date: 6/11/2026
Notice
Summary
A big windstorm hit rural parts of Idaho in December 2025, causing damage to homes and businesses in Idaho and Shoshone counties. The government declared a disaster, so affected folks can now apply for low-interest loans to fix up their properties or cover lost income. You’ve got until August 7, 2026, to apply for physical damage loans and until March 8, 2027, for economic injury loans—so don’t wait!
Analyzed Economic Effects
4 provisions identified: 4 benefits, 0 costs, 0 mixed.
SBA disaster loans available for two Idaho counties
If your home or business was damaged by the December 16–18, 2025 windstorm in the specified rural areas, residents and businesses in Idaho and Shoshone counties may apply for SBA disaster loans online at https://lending.sba.gov or at locally announced locations. The declaration gives affected homeowners, businesses, and private non-profits access to disaster loan help under Disaster Numbers 21638B (physical) and 216390 (economic).
Interest rates for physical damage loans
Physical damage loan interest rates under this declaration are: homeowners with credit available elsewhere 5.750% and homeowners without credit available elsewhere 2.875%; businesses with credit available elsewhere 8.000% and businesses without credit available elsewhere 4.000%; private non-profit organizations (with or without credit available elsewhere) 3.625%.
Interest rates for Economic Injury (EIDL) loans
Economic Injury (EIDL) loan rates under this declaration are 4.000% for businesses and small agricultural cooperatives without credit available elsewhere, and 3.625% for private non-profit organizations without credit available elsewhere.
Two application deadlines you must meet
You must apply by August 7, 2026 to be considered for physical damage loans and by March 8, 2027 to be considered for Economic Injury (EIDL) loans through this declaration. Apply at the SBA Loan Portal (https://lending.sba.gov) before those dates.
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