OCC Renews Bank Capital Review Comment Process
Published Date: 6/12/2026
Notice
Summary
The Office of the Comptroller of the Currency (OCC) is asking for feedback to renew a paperwork process that helps banks check if they have enough money saved up, based on a global banking rule called Basel II. This renewal keeps things running smoothly without adding extra hassle. Banks and financial institutions should send their comments by August 11, 2026, to help shape the process and avoid surprises.
Analyzed Economic Effects
2 provisions identified: 0 benefits, 2 costs, 0 mixed.
Paperwork Burden: 140 Hours Each
The OCC estimates this information collection will affect 16 respondents, with each respondent spending about 140 hours and a total annual burden of 2,240 hours. Stakeholders may submit comments about the renewal by August 11, 2026.
Banks Must Document ICAAP and Board Reviews
For OCC-supervised national banks and Federal savings associations subject to the advanced approaches rule, the guidance requires: clearly stating the definition of capital and documenting any changes (paragraph 37); maintaining thorough ICAAP documentation (paragraph 41); board approval and regular review of the ICAAP and any changes (paragraph 43); and at least annual review of overall capital adequacy comparing internal measures with regulatory or accounting measures (paragraph 46). The guidance does not apply to small banks.
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