2026-12083Notice

New Cap Bars Banks From Topping $2.38 Trillion

Published Date: 6/16/2026

Notice

Summary

Starting July 1, 2026, financial companies can’t merge or grow if their combined debts go over 10% of the total financial sector’s liabilities, which is about $23.8 trillion. This rule keeps big banks and financial firms from getting too huge and risky. The new limit stays in place until June 30, 2027, helping keep our financial system safe and sound.

No Economic Impacts Identified for this Document

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Key Dates

Published Date
Effective Date
6/16/2026
7/1/2026

Department and Agencies

Department
Independent Agency
Agency
Federal Reserve System
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