Fed Reviews New Bank Share Acquisition Requests

2026-08298, Regulatory Capital Rule: Community Bank Leverage Ratio Framework

Starting July 1, 2026, community banks get a break! The minimum leverage ratio drops from 9% to 8%, making it easier for smaller banks to meet rules. Plus, banks can now stay in this easier framework longer—up to four straight quarters instead of two—helping them manage their money better without rushing.

2026-05960, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets

Big banks and community banks are getting new rules to better measure the risks in their loans and investments. The changes update how banks count certain assets and income when figuring out their safety net money, called regulatory capital. These updates aim to make banks safer and smarter with their money, with some rules kicking in soon and affecting how much capital banks need to hold.

2025-21625, Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework

The government wants to make it easier for small banks to stay in a special low-risk capital program by lowering the required leverage ratio from 9% to 8%. They’re also giving banks more time—up to four quarters instead of two—to fix any issues without losing their spot. Banks and bank holding companies should weigh in by January 30, 2026, as these changes could save them money and reduce red tape.

2025-21626, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies

Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.

2026-19702, Notice of Proposals to Engage in or To Acquire Companies Engaged in Permissible Nonbanking Activities

Some companies want to start or buy businesses that do activities related to banking but aren’t banks themselves. The Federal Reserve is checking these plans and asking the public to share their thoughts by October 13, 2026. This affects companies across the U.S. and helps keep banking activities safe and fair.

2026-19701, Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

If you're planning to buy or control shares in a bank or bank holding company, the Federal Reserve wants to know! They’re reviewing applications and inviting the public to share their thoughts by October 13, 2026. This process helps keep banks safe and sound while making sure big money moves get a thumbs-up from the regulators.

Previous: 2026-12323, Qualification of Drivers; Exemption Applications; Epilepsy and Seizure Disorders

The FMCSA is giving 63 drivers with epilepsy or seizure disorders a green light to drive commercial trucks across state lines while on medication. These special permissions started on March 4, 2026, and last until March 4, 2028, helping skilled drivers keep rolling without risking safety. This move balances safety with opportunity, showing that having seizures doesn’t automatically mean you can’t drive big rigs.

Next: 2026-12326, Forest Service Manual 2300-Recreation, Wilderness, and Related Resource Management, Chapter 2350-Trail, River, and Similar Recreation Opportunities, Section 2355-Climbing Opportunities

The Forest Service is rolling out new rules to manage climbing on National Forest lands, including special wilderness areas. These changes aim to keep climbing fun and safe while protecting nature, and they’re asking for your thoughts by July 20, 2026. If you climb or care about outdoor fun, these updates could shape your next adventure without costing extra.