CFTC Asks Fintech Firms for Regulatory Feedback
Published Date: 6/18/2026
Proposed Rule
Summary
The Commodity Futures Trading Commission wants to hear from fintech companies and others about rules that might be making it hard for new financial tech to grow and compete. They’re looking to update or remove any tricky regulations to help fintech firms team up with financial players more easily, while still keeping things safe and fair. If you have ideas, send them in by July 9, 2026!
Analyzed Economic Effects
5 provisions identified: 5 benefits, 0 costs, 0 mixed.
CFTC Asks Fintechs to ID Regulatory Barriers
The CFTC is asking fintech companies to tell the agency which regulations, guidance, orders, or no-action letters make it hard for fintechs to partner with CFTC-registered firms (for example, FCMs, IBs, SDs, CPOs, CTAs, DCMs, SEFs, DCOs, and SDRs). The agency wants comments by July 9, 2026, to help identify changes that could reduce those partnership barriers.
Push to Streamline Fintech Registrations
The CFTC is asking for suggestions on how to amend regulations or processes to streamline application, registration, designation, or authorization steps for eligible fintech firms seeking to register or be authorized by the Commission. The agency says any streamlining must still balance innovation with safety, market integrity, and investor protection.
Possible Changes to Let Digital Assets Enter Derivatives
The Commission says it will consider adapting its oversight to more readily allow fintech firms to provide innovative services and to allow integration of digital assets and innovative technology into the derivatives markets. The RFI seeks input on regulatory changes that would permit such integration while preserving safety and market integrity.
RFI Could Lead To Deregulatory Action
The RFI notes that OMB determined it is a significant regulatory action and that the RFI is expected to potentially result in a future deregulatory action under Executive Order 14192. The Commission may use comments to consider new or amended guidance, interpretations, policy statements, regulations, or other actions.
CFTC Asks Whether DeFi Fits Registration Categories
The RFI explicitly asks whether existing CFTC registration, designation, or authorization categories capture activities of decentralized finance (DeFi) protocols or applications and asks commenters to describe any gaps and any supporting statutory authority. The Commission seeks views on whether categories are too broad or do not fit fintech technology.
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Key Dates
Department and Agencies
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