Mississippi Counties Eligible for Disaster Loans
Published Date: 7/15/2026
Notice
Summary
The President declared a major disaster for parts of Mississippi hit by storms, tornadoes, and flooding in early May 2026. This declaration opens up special loans and aid for nonprofits in Franklin, Lamar, Lawrence, and Lincoln counties to help repair damage and recover. If you’re affected, you’ve got until August 31, 2026, to apply for physical damage loans and until March 30, 2027, for economic injury loans.
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
Disaster Loans Open to Local Nonprofits
If you run a private nonprofit that provides essential governmental services in Franklin, Lamar, Lawrence, or Lincoln counties (Mississippi), the President declared a major disaster on June 30, 2026 for storms and flooding that occurred May 6–7, 2026. That declaration makes SBA disaster assistance loans available to those eligible nonprofits to help repair damage and recover.
Fixed 3.625% Interest Rate for Eligible Loans
The notice sets the interest rate for eligible private nonprofit disaster loans at 3.625% for physical damage (both with and without credit available elsewhere) and 3.625% for economic injury loans without credit available elsewhere. These rates apply to eligible nonprofit applicants identified in the declaration.
Application Deadlines and How to Apply
You must apply online at https://lending.sba.gov or at locally announced locations. The deadline to apply for physical damage loans is August 31, 2026, and the deadline to apply for Economic Injury Disaster Loans (EIDL) is March 30, 2027; SBA help is available at 1-800-659-2955 or by email at [email protected].
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