Iowa Floods Get Official Disaster Stamp from SBA
Published Date: 7/28/2026
Notice
Summary
This is notice of an Administrative declaration of a disaster for the state of Iowa dated July 23, 2026. Incident: Severe Storms, Heavy Rain, and Flash Flooding.
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
SBA Physical Disaster Loans Available
If you had physical damage from the July 2–4, 2026 storms in the declared areas (Primary County: Polk; contiguous counties: Boone, Dallas, Jasper, Madison, Marion, Story, Warren), you may apply for SBA physical disaster loans. Interest rates listed include 5.750% for homeowners with credit available elsewhere and 2.875% for homeowners without credit available elsewhere; business rates include 8.000% (with credit) and 4.000% (without). The deadline to apply for physical damage loans is September 21, 2026.
Economic Injury Disaster Loans (EIDL) Offered
Businesses, small agricultural cooperatives, and private non-profits in the declared areas may apply for SBA Economic Injury Disaster Loans (EIDL) for losses tied to the July 2–4, 2026 storms. Interest rates for economic injury loans are 4.000% for businesses and small agricultural cooperatives without credit available elsewhere and 3.625% for private non-profits without credit available elsewhere. The deadline to apply for EIDL is April 23, 2027.
How and When to Apply
You can apply for SBA disaster assistance online via the MySBA Loan Portal at https://lending.sba.gov or in person at locally announced locations. For help call the SBA disaster assistance customer service center at 1-800-659-2955, email [email protected], or use 7-1-1 for telecommunications relay services if you are deaf, hard of hearing, or have a speech disability.
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Key Dates
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