CFPB Maps Out 2026 Financial Regs: Business as Usual
Published Date: 8/14/2026
Proposed Rule
Summary
The Consumer Financial Protection Bureau (Bureau or CFPB) is publishing this agenda as part of the 2026 Unified Agenda of Federal Regulatory and Deregulatory Actions. The Bureau reasonably anticipates having the regulatory matters identified below under consideration during the period from January 2026 to November 2026. Publication of this agenda is in accordance with the Regulatory Flexibility Act (5 U.S.C. 601 et seq.).
Analyzed Economic Effects
3 provisions identified: 0 benefits, 0 costs, 3 mixed.
Reconsideration of Small‑Business ECOA Data Rule
The CFPB plans a rulemaking to reconsider aspects of its May 2023 final rule implementing section 1071 of the Dodd‑Frank Act on small business lending data collection. The agenda entry (Seq. No. 346; RIN 3170‑AB40) is listed at the final rule stage and was included in the CFPB's Unified Agenda current as of January 13, 2026 for the January 2026–November 2026 period.
Reconsideration of Personal Financial Data Rights
The CFPB plans a rulemaking to reconsider certain aspects of its November 2024 personal financial data rights rule implementing section 1033 of the Dodd‑Frank Act. This reconsideration is listed in the Bureau's Unified Agenda that the CFPB published as current on January 13, 2026 for work anticipated from January 2026 through November 2026.
Rulemaking to Clarify ECOA Obligations
The CFPB plans a rulemaking to clarify obligations imposed by the Equal Credit Opportunity Act (ECOA). The Bureau included this planned clarification in its Unified Agenda current as of January 13, 2026 for items it reasonably anticipates considering from January 2026 through November 2026.
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Key Dates
Department and Agencies
Related Federal Register Documents
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2025-19687, Rules of Practice for Adjudication Proceedings
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Previous: 2026-16612, Regulatory Agenda
This agenda provides summary descriptions of regulations being developed by the Federal Acquisition Regulatory Council in compliance with Executive Order 12866 "Regulatory Planning and Review, as reaffirmed and amended in Executive Order 13563, "Improving Regulation and Regulatory Review." This agenda is being published to allow interested people an opportunity to participate in the rulemaking process. Additionally, members of the public can track the progress of any open and pending Federal Acquisition Regulation (FAR) rule via the "Open FAR Cases" report, which is publicly available at https://www.acq.osd.mil/dpap/ dars/farcasestatus.html. The Regulatory Secretariat Division has attempted to list all regulations pending at the time of publication, except for minor and routine or repetitive actions; however, unanticipated requirements may result in the issuance of regulations that are not included in this agenda. There is no legal significance to the omission of an item from this listing. Also, the dates shown for the steps of each action are estimated and are not commitments to act on or by the dates shown. Published proposed rules may be reviewed in their entirety at the Government's rulemaking website at https://www.regulations.gov.
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In this document, the Commission publishes its regulatory flexibility agenda. Information in this agenda was accurate as of November 2025 when the Commission prepared this agenda.