401(k) defaults: DOL wants paperwork review comments
Published Date: 9/1/2026
Notice
Summary
The Department of Labor (DOL) is submitting this Employee Benefits Security Administration (EBSA)-sponsored information collection request (ICR) to the Office of Management and Budget (OMB) for review and approval in accordance with the Paperwork Reduction Act of 1995 (PRA). Public comments on the ICR are invited.
Analyzed Economic Effects
3 provisions identified: 2 benefits, 1 costs, 0 mixed.
Annual QDIA Notice to Participants
If you are in a workplace retirement plan and do not pick investments, your plan must send you an annual notice saying your account assets could be invested in a "qualified default investment alternative" (QDIA). The notice must explain what happens if you fail to choose investments, how your money will be invested under the QDIA, and that you can still choose other investment options.
QDIA Disclosures and On-Request Information
If your retirement account is invested in a QDIA, your plan must provide certain disclosures about that QDIA and must provide specific information if you request it. These disclosures are meant to inform participants and beneficiaries about the investments used and how the QDIA operates.
Private-Sector Plan Sponsor Paperwork Burden
The Department estimates this information collection affects the private sector and lists 461,479 respondents with 58,280,320 total responses, a total estimated annual time burden of 95,854 hours, and total estimated annual other costs of $2,500,225. These burdens reflect the time and costs private-sector plan sponsors or administrators would incur to provide the required notices and disclosures.
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Key Dates
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Previous / Next Documents
Previous: 2026-17834, Agency Information Collection Activities; Comment Request; Job Corps Placement and Assistance Record
The Department of Labor's (DOL or Department) Employment and Training Administration (ETA) is soliciting comments concerning a revision to the information collection request (ICR) titled "Job Corps Placement and Assistance Record". This comment request is part of continuing Departmental efforts to reduce paperwork and respondent burden in accordance with the Paperwork Reduction Act of 1995 (PRA).
Next: 2026-17836, Agency Information Collection Activities; Submission for OMB Review; Comment Request; Presence Sensing Device Initiation (PSDI) Standard
The Department of Labor (DOL) is submitting this Occupational Safety & Health Administration (OSHA)-sponsored information collection request (ICR) to the Office of Management and Budget (OMB) for review and approval in accordance with the Paperwork Reduction Act of 1995 (PRA). Public comments on the ICR are invited.