SBA Loan Privacy Gets Deja Vu Update
Published Date: 9/3/2026
Notice
Summary
In accordance with the Privacy Act of 1974, as amended, the U.S. Small Business Administration (SBA, "the Agency") proposes modifying the existing system of records identified as Loan System, SBA 21 to allow information in the system to be disclosed to the Department of the Treasury for purposes of identifying, preventing, or recouping improper payments through Treasury's Do Not Pay Working System. Additional changes are proposed to comply with Office of Management and Budget (OMB) Circular A-108 and reflect technical updates to the system. This system of records is used to determine eligibility and conduct financial transactions and reporting related to business loans, grants, and surety bonds.
Analyzed Economic Effects
3 provisions identified: 0 benefits, 3 costs, 0 mixed.
SBA Data Shared with Treasury Do Not Pay
If you apply for or receive an SBA loan, grant, or surety bond, SBA may disclose your loan and identity records (for example: name, Social Security number, date of birth, address, loan number, and loan information) to the U.S. Department of the Treasury’s Do Not Pay Working System to identify, prevent, or recoup improper payments. This routine use is part of SBA’s modified Loan System (SBA21) and the new or modified routine uses are effective October 5, 2026.
Delinquent Debt Shared with CAIVRS
SBA may provide delinquent debt information (including names of businesses and individuals) to the Department of Housing and Urban Development or other federal CAIVRS participants for publication so participating agencies and approved private lenders can search it. This enables publication of debts delinquent to or guaranteed by SBA and is included in SBA21’s routine uses (effective October 5, 2026 for new or modified routine uses).
Approved Loan Details Published Publicly
SBA may disclose information about approved loans to the public, including recipient name and address, the term and rate of the loan, and the amount paid in full or charged off. This change to the Loan System (SBA21) is part of the modified routine uses and the new or modified routine uses are effective October 5, 2026.
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Key Dates
Department and Agencies
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