HUD Drops 2026 Housing Bucks Formula for States
Published Date: 9/4/2026
Notice
Summary
The Housing and Economic Recovery Act of 2008 (HERA) established the Housing Trust Fund (HTF) to be administered by HUD. Pursuant to the Federal Housing Enterprises Financial Security and Soundness Act of 1992 (the Act), as amended by HERA, eligible HTF grantees are the 50 states, the District of Columbia, the Commonwealth of Puerto Rico, American Samoa, Guam, the Commonwealth of Northern Mariana Islands, and the United States Virgin Islands. This notice announces the formula allocation amount for each eligible HTF grantee.
Analyzed Economic Effects
4 provisions identified: 3 benefits, 1 costs, 0 mixed.
FY2026 HTF Total Funding
HUD announced a total of $255,516,650.92 in Housing Trust Fund (HTF) funding for Fiscal Year 2026. These funds are to be distributed to the eligible grantees listed in this notice (the 50 states, DC, Puerto Rico, American Samoa, Guam, Northern Mariana Islands, and the U.S. Virgin Islands).
Funds Target Extremely Low-Income Households
The HTF is authorized to increase and preserve rental housing for extremely low-income families (0–30 percent of area median income) and very low-income families (30–50 percent of area median income), and to increase homeownership for those groups. The notice reiterates these statutory purposes for the FY2026 allocations.
State and Territory Allocation Amounts
Appendix A lists the formula allocation amount for each eligible grantee for FY2026, for example: California $28,226,868.41; New York $17,985,999.17; Texas $12,100,536.40; Florida $10,899,725.05; Puerto Rico $902,616.11; American Samoa $10,755.74; Guam $78,883.01; Northern Mariana Islands $34,790.51. These amounts are the dollars each grantee is notified to receive from the $255,516,650.92 total.
Virgin Islands Allocation Is Conditional
HUD notifies an allocation of $70,897.89 to the U.S. Virgin Islands for FY2026, but states that the allocation is made subject to the suspension of the Virgin Islands Housing Finance Authority and that HUD reserves all rights and remedies under applicable statutes and regulations. If you live in the Virgin Islands, this allocation is flagged as conditional by HUD.
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