Hawaii Quake Aid Approved: Predictable Fed Response
Published Date: 9/9/2026
Notice
Summary
This is notice of the Presidential declaration of a major disaster for the State of Hawaii (FEMA-4936-DR), dated September 1, 2026. Incident: Earthquake.
Analyzed Economic Effects
4 provisions identified: 3 benefits, 1 costs, 0 mixed.
SBA Disaster Loans Available in Hawaii
A Presidential major disaster declaration (FEMA-4936-DR) was issued on September 1, 2026 for an earthquake that occurred May 22, 2026. The U.S. Small Business Administration is making disaster loans available for physical damage and economic injury for the Primary County: Hawaii; Economic Injury (EIDL) assistance is also available for the contiguous counties: City and County of Honolulu, Kalawao, Kauai, and Maui.
Application Deadlines for Disaster Loans
If you plan to apply for SBA disaster loans tied to this declaration, the Physical Damage loan application deadline is November 1, 2026 and the Economic Injury (EIDL) loan application deadline is June 1, 2027. Applications must be submitted by those dates to be considered for these programs for this declared disaster.
Interest Rates for SBA Disaster Loans
The notice lists the disaster loan interest rates for this declaration: Physical Damage — Homeowners with credit available elsewhere: 5.750%; Homeowners without credit available elsewhere: 2.875%; Businesses with credit available elsewhere: 8.000%; Businesses without credit available elsewhere: 4.000%; Private non-profits (with or without credit available elsewhere): 3.625%. Economic Injury — Businesses and small agricultural cooperatives without credit available elsewhere: 4.000%; Private non-profits without credit available elsewhere: 3.625%.
How to Apply and Contact SBA
You can apply for these disaster loans online at the MySBA Loan Portal: https://lending.sba.gov or in person at locally announced locations. For help, contact the SBA disaster assistance customer service center at 1-800-659-2955, email the address listed in the notice, or if you are deaf or hard of hearing use 7-1-1 to access telecommunications relay services.
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Key Dates
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