California's 'Sea Spray Fire' Triggers SBA Disaster Aid
Published Date: 9/9/2026
Notice
Summary
This is notice of an Administrative declaration of a disaster for the state of California dated September 4, 2026. Incident: Foster City Sea Spray Fire.
Analyzed Economic Effects
5 provisions identified: 5 benefits, 0 costs, 0 mixed.
Home Disaster Loans Available
If your home was damaged by the Foster City Sea Spray Fire during August 2–3, 2026, you can apply for an SBA physical disaster loan. Homeowner loan interest rates are 6.000% if you have credit available elsewhere and 3.000% if you do not.
Business Physical Damage Loans
Businesses and private non-profit organizations affected by the Foster City Sea Spray Fire may apply for SBA physical disaster loans for property damage. Interest rates for businesses are 8.000% if credit is available elsewhere and 4.000% if it is not; private non-profits are listed at 3.625%.
Economic Injury (EIDL) Loans Offered
Businesses and small agricultural cooperatives suffering economic injury from the Foster City Sea Spray Fire can apply for SBA Economic Injury Disaster Loans (EIDL). The interest rate for eligible businesses and small agricultural cooperatives without credit available elsewhere is 4.000%, and private non-profits without credit available are at 3.625%.
Application Deadlines and How to Apply
You can apply for disaster loans online at the MySBA Loan Portal (https://lending.sba.gov) or at locally announced locations. The physical damage loan application deadline is November 3, 2026, and the Economic Injury (EIDL) application deadline is June 4, 2027.
Counties Covered by Declaration
The SBA declared the disaster primary area as San Mateo County; contiguous California counties covered are Alameda, San Francisco, Santa Clara, and Santa Cruz. Only residents and businesses in these listed counties are identified as adversely affected by this declaration.
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