HUD Updates Apartment Loan Delinquency Reporting Rules
Published Date: 9/15/2026
Notice
Summary
HUD wants to update how apartment building owners report late payments and loan problems to keep things clear and on track. This affects owners with HUD-backed loans, who’ll need to follow new reporting rules soon. Comments on these changes are open until November 16, 2026, so speak up if you have thoughts!
Analyzed Economic Effects
1 provisions identified: 0 benefits, 1 costs, 0 mixed.
New Electronic Reporting for Lenders
If you are an FHA-approved multifamily lender (business or other for-profit), you must submit delinquency, default, election-to-assign, and related loan-status information electronically to HUD through the Multifamily Delinquency and Default Reporting System (MDDR), replacing the paper HUD-92426 form. HUD estimates 400 respondents, 2,400 responses total, with one response per year, averaging 30 minutes per response and a total burden of 1,200 hours. Comments on the information collection are due November 16, 2026, and the OMB Control Number is 2502-0041 with an OMB expiration date of July 31, 2026.
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