Kentucky Floods Trigger SBA Loans for Public Recovery
Published Date: 9/24/2026
Notice
Summary
Kentucky got a major disaster declaration after severe storms and flooding hit from June 26-30, 2026. This means public assistance loans are now available to help affected counties and nonprofit groups recover. If you need help, apply by November 1, 2026 for physical damage loans or by June 1, 2027 for economic injury loans—money and support are ready to roll!
Analyzed Economic Effects
4 provisions identified: 3 benefits, 1 costs, 0 mixed.
SBA Disaster Loans Available to Eligible Nonprofits
Private nonprofit organizations that provide essential governmental-type services in the named Kentucky counties can apply for SBA disaster loans related to the June 26–30, 2026 storms (FEMA-4937-DR). You can apply online at the MySBA Loan Portal (https://lending.sba.gov).
Which Kentucky Counties Are Eligible
The declaration lists these primary counties as adversely affected and therefore eligible: Bullitt, Butler, Clinton, Cumberland, Garrard, Grayson, Green, Hardin, Henderson, Jackson, Jessamine, Madison, Meade, Mercer, Metcalfe, Ohio, Owsley, Rockcastle, Spencer, and Wayne. If you operate in one of these counties you may file an SBA disaster loan application.
Application Deadlines and How to Apply
Physical damage loan applications must be filed by November 1, 2026, and Economic Injury Disaster Loan (EIDL) applications by June 1, 2027. Apply via the MySBA Loan Portal (https://lending.sba.gov) or contact the SBA disaster assistance customer service center at 1-800-659-2955 or [email protected]; TTY users dial 7-1-1.
Loan Interest Rate Shown: 3.625%
The notice lists an interest rate of 3.625 percent for the listed private nonprofit loan categories (as shown for physical damage and economic injury entries). If you borrow under these nonprofit program lines, the stated interest rate is 3.625%.
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Key Dates
Department and Agencies
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