Washington Wildfire Triggers SBA Low-Interest Loans for Recovery
Published Date: 9/25/2026
Notice
Summary
The state of Washington got an official disaster declaration after the Chelan Hills Wildfire hit from July 4-10, 2026. This means homeowners, businesses, and nonprofits in Douglas and nearby counties can apply for low-interest disaster loans to recover. Act fast—physical damage loan applications close November 23, 2026, and economic injury loans are available until June 22, 2027.
Analyzed Economic Effects
4 provisions identified: 3 benefits, 1 costs, 0 mixed.
SBA disaster loans available to affected residents
If you live or operate in Douglas County or the contiguous counties Chelan, Grant, Kittitas, or Okanogan, you can apply for SBA disaster loans because of the Chelan Hills Wildfire (incident period July 4–10, 2026). Apply online at the MySBA Loan Portal (https://lending.sba.gov) or at locally announced locations; the declaration was issued September 22, 2026.
Physical damage loan interest rates by borrower type
Physical damage loan interest rates are set by borrower type: Homeowners with credit available elsewhere 5.7502%; homeowners without credit available elsewhere 2.875%; businesses with credit available elsewhere 8.000%; businesses without credit available elsewhere 4.000%; private non-profit organizations (with or without credit available elsewhere) 3.625%.
Economic Injury (EIDL) loans for businesses and nonprofits
Economic Injury Disaster Loans (EIDL) are available to eligible businesses and small agricultural cooperatives without credit available elsewhere at an interest rate of 4.000%, and to private non-profit organizations without credit available elsewhere at 3.625%. EIDL applications may be filed through the SBA loan portal.
Application deadlines for disaster loans
You must apply by November 23, 2026 for physical damage loans and by June 22, 2027 for Economic Injury Disaster Loans (EIDL) to be considered under this declaration. Use the MySBA Loan Portal (https://lending.sba.gov) or locally announced application locations before those dates.
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