2026-20497NoticeWallet

FEMA Floodproofing Certificates Up for Public Comment Extension

Published Date: 10/7/2026

Notice

Summary

FEMA is asking for public feedback on extending the use of Elevation and Floodproofing Certificates, which help communities manage flood risks and keep buildings safe. This affects homeowners, builders, and local officials who deal with flood insurance and construction rules. Comments are open until November 6, 2026, and there’s no new cost—just a chance to keep these important forms working smoothly.

Analyzed Economic Effects

3 provisions identified: 1 benefits, 2 costs, 0 mixed.

Must Elevate or Floodproof New Buildings

Communities that participate in the National Flood Insurance Program must require that new construction and substantial improvements have the lowest floor (including basements) elevated above the base flood elevation per 44 CFR 60.3(c)(2) and (3). For non-residential buildings, communities may require floodproofing so structures are watertight and resist flood forces per 44 CFR 60.3(c)(3)(ii). These requirements are documented using the Elevation Certificate and Floodproofing Certificate.

You Can Submit Your Own Elevation for Insurance Rating

NFIP policyholders may submit an Elevation Certificate to provide elevation information for premium rating instead of using FEMA-sourced elevation data, and to demonstrate eligibility for the Machinery & Equipment premium discount. Submitting an Elevation Certificate can affect how your flood insurance premium is calculated.

Paperwork Burden and Estimated Respondent Cost

FEMA estimates 3,517 respondents will complete the Elevation Certificate or Floodproofing Certificate, with 3,517 total responses, totaling 12,735 annual burden hours and an estimated total annual respondent cost of $714,083. Respondents are primarily surveyors, architects, or engineers, though individual property owners may complete parts of the Elevation Certificate.

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Key Dates

Published Date
Comments Due
10/7/2026
11/6/2026

Department and Agencies

Department
Independent Agency
Agency
Homeland Security Department
Federal Emergency Management Agency
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