Credit Unions Must Spill on Stablecoins in New Reports
Published Date: 10/9/2026
Notice
Summary
The National Credit Union Administration (NCUA) wants to update its Call Report form to include questions about credit unions’ activities with payment stablecoins. This change affects all credit unions and will start with reports due March 31, 2027. The NCUA is asking for public comments by December 8, 2026, to make sure the new form works well without causing extra costs or hassle.
Analyzed Economic Effects
3 provisions identified: 0 benefits, 3 costs, 0 mixed.
All Federally Insured Credit Unions Must Report Stablecoin Activity
All federally insured credit unions must begin reporting payment stablecoin activity on the NCUA Call Report (Form 5300) starting with the March 31, 2027, report date. This requirement applies to all 4,224 respondents identified by NCUA.
Estimated Reporting Time: 47 Hours Per Response
NCUA estimates 4,224 respondents with an average burden of 47.0 hours per response and a total annual burden of 794,112 hours for the Call Report information collection. The agency notes the average burden per response figure increased based on public feedback.
Call Report Adds New Schedule J Data Fields
The Call Report will include a new Schedule J, Payment Stablecoin Activities, that adds 8 accounts for custody of PPSI reserve assets, 9 accounts for cryptographic key custody and control, 5 accounts for direct exposure to permitted payment stablecoin issuers (PPSIs), and 4 accounts for payment stablecoins held on the credit union's balance sheet. NCUA states these additions are to enhance its offsite supervision.
Personalized for You
How does this regulation affect your finances?
Personalize government policy and PRIA will tell you what this federal register document means for your household, plus every other regulation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-11559, Preemption-Federal Credit Union Non-Interest Charges and Fees
Starting June 30, 2026, federal credit unions can charge fees like interchange fees on credit and debit cards, even if set with help from others. This rule clears up what fees they’re allowed to collect, making it easier for credit unions to manage their costs. If you have thoughts, you can share them by July 9, 2026!
2026-19275, Renewal of Agency Information Collection of a Previously Approved Collection; Request for Comments
The National Credit Union Administration (NCUA) is renewing and updating two important info collections that affect credit unions. More credit unions now offer extra insurance, so the paperwork burden has grown. They want your comments by October 21, 2026, to keep things clear and fair without costing extra time or money.
2026-18859, Proposed Third-Party Risk Management Guidance
Big banks and credit unions, listen up! The government agencies want to update the rules on how you manage risks from outside companies you work with. This new guidance helps you focus on the riskiest partners, tailor your approach based on your size and complexity, and use resources smarter—all aiming to keep your money safe and sound. Get your comments in by November 16, 2026, or miss out on shaping the future!
2026-17307, Interagency Rescission of the Interagency Statement on Special Purpose Credit Programs Under the Equal Credit Opportunity Act and Regulation B
FDIC, NCUA, OCC, CFPB, HUD, DOJ, and FHFA (collectively, the agencies) are issuing this notice to inform the public of the rescission of the "Interagency Statement on Special Purpose Credit Programs Under the Equal Credit Opportunity Act and Regulation B" (Interagency Statement), dated February 22, 2022. The agencies are rescinding the Interagency Statement to make clear that (1) creditors may not discriminate against borrowers based on prohibited characteristics and (2) creditors should not rely upon the Interagency Statement or other related issuances going forward.
2026-16030, Purchase, Sale, and Pledge Of Eligible Obligations
The National Credit Union Administration is making it easier for federal credit unions to handle buying, selling, and pledging loans by cutting out strict rules on what their policies must include. This change lets credit unions be more flexible and efficient while still following important conflict-of-interest rules already in place. The new rule kicks in on September 8, 2026, helping credit unions save time without changing how they protect members' money.
2026-16029, Third-Party Servicing of Indirect Vehicle Loans
The NCUA Board (Board) is issuing a final rule removing NCUA's unnecessarily prescriptive regulation regarding third-party servicing of indirect vehicle loans. This action will reduce regulatory burden and provide federally insured credit unions (FICUs) with greater operational flexibility, consistent with a principles-based supervisory approach. The intent is to reduce administrative costs and compliance complexity, enabling credit unions to serve their members more efficiently.
Previous / Next Documents
Previous: 2026-20728, Committee on Rules of Practice and Procedure; Meeting of the Judicial Conference
The Committee on Rules of Practice and Procedure is holding a hybrid meeting on January 5, 2027, where they’ll discuss important court rules. Anyone can watch, but you must register by December 29, 2026, to attend in person. This meeting won’t cost you a dime but could lead to changes that affect how courts work nationwide.
Next: 2026-20730, Elite Laboratories, Inc. et al.; Withdrawal of Approval of 16 Abbreviated New Drug Applications; Correction
The FDA fixed a previous announcement about pulling approval for 16 generic drug applications. Three drugs from Navinta LLC—ribavirin solution, fosaprepitant powder, and nicardipine capsules—won't lose approval because Navinta asked to keep them active. This means those three drugs stay on the market, while the other 13 still had their approvals withdrawn as planned back in July 2026.