Bank Mergers and Formations: Fed Seeks Comments by November 12
Published Date: 10/13/2026
Notice
Summary
Some companies want to become bank holding companies or buy banks, and the Federal Reserve is checking their applications. If you want to share your thoughts, you have until November 12, 2026, to send comments. This affects banks and their owners, and could change who controls certain banks, with no direct cost to the public but big moves in the banking world.
Analyzed Economic Effects
5 provisions identified: 2 benefits, 1 costs, 2 mixed.
Pending Bank Holding Company Applications
Several companies have applied to become bank holding companies or to acquire banks under the Bank Holding Company Act and Regulation Y. These applications request the power to acquire ownership or control of banks or bank holding companies and are under review by the Federal Reserve.
Public Comment Deadline: November 12, 2026
If you want to comment on any application, your written comments must be received by the indicated Federal Reserve Bank or the Board of Governors by November 12, 2026. The notice gives the mailing address for the Board Secretary and identifies the Federal Reserve Bank handling the listed application.
Comments Will Be Publicly Disclosed
Comments submitted are subject to public disclosure and, in general, will be made available without change, including personal or business identifying information. The notice warns commenters not to include confidential information that would be inappropriate for public disclosure.
Applications Available for Public Inspection
The public portions of the applications and related filings are available for immediate inspection at the listed Federal Reserve Bank(s) and at the Board of Governors; they can also be requested via the Board's Freedom of Information Office and website. The notice identifies the Federal Reserve Bank of San Francisco as the contact for the listed filing.
WaFd, Inc. Proposed Acquisition of EverBank
WaFd, Inc., Seattle, Washington, filed to acquire EverBank Financial Corp and thereby indirectly acquire EverBank, National Association, both of Jacksonville, Florida. This specific application is listed with the Federal Reserve Bank of San Francisco as the contact.
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Key Dates
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