President Declares Disaster for West Virginia Flood and Storm Damage
Published Date: 10/14/2026
Notice
Summary
West Virginia got hit hard by storms and flooding in August 2026, and the President declared it a major disaster on October 7. People and businesses in several counties can now apply for low-interest disaster loans to help rebuild and recover. You’ve got until December 7, 2026, for physical damage loans and July 7, 2027, for economic injury loans—so don’t wait!
Analyzed Economic Effects
5 provisions identified: 5 benefits, 0 costs, 0 mixed.
SBA disaster loans available in 3 counties
If you live or operate a business in Fayette, Harrison, or Kanawha Counties (West Virginia), you can apply for SBA physical damage and Economic Injury Disaster Loans because of the August 14–18, 2026 storms. Physical damage loan applications are due by December 7, 2026, and Economic Injury (EIDL) loan applications are due by July 7, 2027.
Contiguous counties eligible for EIDL only
If your business is in one of the listed contiguous West Virginia counties (Barbour, Boone, Clay, Doddridge, Greenbrier, Jackson, Lewis, Lincoln, Marion, Nicholas, Putnam, Raleigh, Roane, Summers, Taylor, Upshur, or Wetzel), you may apply only for Economic Injury Disaster Loans (EIDL) related to the August 14–18, 2026 disaster. EIDL applications must be submitted by July 7, 2027.
Physical damage loan interest rates set
The SBA set interest rates for physical damage disaster loans: homeowners with credit available elsewhere 6.000%, homeowners without credit available elsewhere 3.000%, businesses with credit available elsewhere 8.000%, businesses without credit available elsewhere 4.000%, and private non-profits (with or without credit) 3.625%.
EIDL interest rates for businesses and non-profits
For Economic Injury Disaster Loans, the SBA set rates at 4.000% for businesses and small agricultural cooperatives without credit available elsewhere, and 3.625% for private non-profit organizations without credit available elsewhere.
How and where to apply for disaster loans
You can apply for SBA disaster assistance online at the MySBA Loan Portal (https://lending.sba.gov) or in person at locally announced locations. For help, contact the SBA disaster assistance customer service center at 1-800-659-2955, email [email protected], or use 7-1-1 for telecommunications relay services if you are deaf, hard of hearing, or have a speech disability.
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