FDIC Renews Volcker Rule Reporting Without Changes
Published Date: 10/14/2026
Notice
Summary
The FDIC is renewing its paperwork rules about the Volcker Rule, which affects certain banks and savings associations. They’re keeping everything the same and want your comments by November 13, 2026. No changes mean no new costs or hassles, just a smooth continuation of current rules.
Analyzed Economic Effects
3 provisions identified: 2 benefits, 1 costs, 0 mixed.
Volcker Rule Info Collection Renewed
The FDIC is renewing, without change, the existing information collection for the Volcker Rule (OMB Control No. 3064-0184) that applies to FDIC-supervised insured depository institutions. The renewal continues the current paperwork and recordkeeping obligations, with an estimated total annual burden of 3,815 hours. Comments on the renewal are due by November 13, 2026.
Small Bank Exemption Remains
The FDIC regulation (12 CFR part 351) does not apply to FDIC-supervised insured depository institutions that (1) have total consolidated assets of $10 billion or less and (2) have total trading assets and trading liabilities that are 5 percent or less of total consolidated assets. Banks meeting both thresholds remain exempt from the Part 351 requirements.
Estimated Burden Reduced to 3,815 Hours
The FDIC reports the estimated annual information-collection burden is 3,815 hours, a decrease of 234 hours from the previous renewal. The agency also states it anticipates zero respondents in the upcoming cycle and used a placeholder respondent count of 1 to preserve potential burden estimates.
Personalized for You
How does this regulation affect your finances?
Personalize government policy and PRIA will tell you what this federal register document means for your household, plus every other regulation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-17823, Unsafe or Unsound Practices, Matters Requiring Attention
The OCC and FDIC are rolling out a new rule starting November 2, 2026, that clearly defines what counts as 'unsafe or unsound practices' for banks and savings institutions. This update helps banks focus on big financial risks instead of small paperwork issues, making supervision smarter and fairer. Banks will need to adjust how they handle these risks, which could affect their operations and how they communicate with regulators.
2026-08298, Regulatory Capital Rule: Community Bank Leverage Ratio Framework
Starting July 1, 2026, community banks get a break! The minimum leverage ratio drops from 9% to 8%, making it easier for smaller banks to meet rules. Plus, banks can now stay in this easier framework longer—up to four straight quarters instead of two—helping them manage their money better without rushing.
2026-05960, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets
Big banks and community banks are getting new rules to better measure the risks in their loans and investments. The changes update how banks count certain assets and income when figuring out their safety net money, called regulatory capital. These updates aim to make banks safer and smarter with their money, with some rules kicking in soon and affecting how much capital banks need to hold.
2025-21626, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2025-21625, Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework
The government wants to make it easier for small banks to stay in a special low-risk capital program by lowering the required leverage ratio from 9% to 8%. They’re also giving banks more time—up to four quarters instead of two—to fix any issues without losing their spot. Banks and bank holding companies should weigh in by January 30, 2026, as these changes could save them money and reduce red tape.
2026-20735, Extensions of Credit to Insiders
The FDIC is giving banks and insiders more time to share their thoughts on new rules about loans to insiders by extending the comment deadline to November 4, 2026. These rules aim to keep lending fair and safe, especially when insiders like executives or board members borrow money. If you’re involved with banks or interested in fair lending, now’s your chance to speak up before the final rules are set!
Previous / Next Documents
Previous: 2026-20975, Agency Information Collection Activities; Comment Request; IHE Considerations Around Program Closure: How External Pressures and Internal Policies Shape Decision Making
The Department of Education wants to learn how colleges and universities decide to close programs when outside pressures and internal rules come into play. They’re asking for public feedback by December 14, 2026, to help shape a new information collection that won’t cost much but will improve understanding of these tough decisions. This affects schools, students, and policymakers who want clearer insights on program closures.
Next: 2026-20977, Presidential Declaration of a Major Disaster for the State of Wisconsin
A major disaster was declared for Wisconsin after severe storms and tornadoes hit on July 27, 2026. People and businesses in several counties can now apply for low-interest disaster loans to help repair damage or recover lost income. Physical damage loan applications are due by December 7, 2026, and economic injury loan applications by July 7, 2027.