Utah Disaster Declaration Opens Recovery Loans After Fire and Flooding
Published Date: 10/20/2026
Notice
Summary
The President declared a major disaster for Utah due to the Cottonwood Fire, flooding, and mudslides that hit from July 13-24, 2026. This declaration helps private non-profits in Beaver and Piute counties get disaster loans to recover, with physical damage loan applications due by December 7, 2026, and economic injury loans available until July 7, 2027. Low-interest loans are ready to support recovery efforts and keep essential services running strong!
Analyzed Economic Effects
4 provisions identified: 3 benefits, 0 costs, 1 mixed.
Disaster Loans Available for Eligible Nonprofits
If you run a private nonprofit that provides essential governmental services in Beaver or Piute counties, you may apply for SBA disaster loans (FEMA-4948-DR) to recover from the Cottonwood Fire, flooding, and mudslides that occurred July 13–24, 2026. You can apply online at the MySBA Loan Portal (https://lending.sba.gov) or at locally announced locations; assistance is available via the SBA disaster assistance customer service center.
Low Interest Rate: 3.625% for Eligible Nonprofits
The interest rate for both physical damage loans and economic injury loans for eligible private nonprofit organizations is 3.625%. This rate applies whether the nonprofit has credit available elsewhere or not.
Eligibility Limited to Certain Private Nonprofits
Only private nonprofit organizations providing essential services of a governmental nature in the designated counties are identified in this notice as able to file disaster loan applications for this declaration.
Application Deadlines: Physical and EIDL Loans
Physical damage loan applications must be submitted by December 7, 2026, and Economic Injury Disaster Loan (EIDL) applications must be submitted by July 7, 2027. Use the MySBA Loan Portal to apply by those dates.
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