CFPB Tweaks Its Privacy Files and Adds Archives to the Guest List
Published Date: 10/21/2026
Notice
Summary
The Consumer Financial Protection Bureau is updating its Privacy Act records to be clearer about what info they collect, who it covers, and how long they keep it. They’re also adding a new rule to share records with the National Archives and other agencies for inspections. These changes take effect November 20, 2026, unless people send in comments by then.
Analyzed Economic Effects
3 provisions identified: 0 benefits, 2 costs, 1 mixed.
CFPB may share records with NARA
The CFPB added a routine use that lets it disclose FOIA and Privacy Act records to the National Archives and other Federal agencies for records inspections under 44 U.S.C. 2904 and 2906. This routine use is part of the modified system of records that is effective November 20, 2026 unless comments change that date.
Records retention follows NARA GRS 4.2
The CFPB updated its policies so FOIA and Privacy Act records will be managed and disposed of in accordance with the National Archives and Records Administration General Records Schedule (GRS) 4.2. This change is reflected in the modified system of records effective November 20, 2026.
Identity verification may require ID copies
When you submit a Privacy Act access or amendment request, the CFPB’s records may include identity verification such as a photocopy of a photo ID (for example, a driver's license) or a Social Security card and other contact information. Those types of identifying documents are listed in the modified system of records.
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