Fed Seeks Public Input on Proposed Bank Ownership Changes

2026-08298, Regulatory Capital Rule: Community Bank Leverage Ratio Framework

Starting July 1, 2026, community banks get a break! The minimum leverage ratio drops from 9% to 8%, making it easier for smaller banks to meet rules. Plus, banks can now stay in this easier framework longer—up to four straight quarters instead of two—helping them manage their money better without rushing.

2026-05960, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets

Big banks and community banks are getting new rules to better measure the risks in their loans and investments. The changes update how banks count certain assets and income when figuring out their safety net money, called regulatory capital. These updates aim to make banks safer and smarter with their money, with some rules kicking in soon and affecting how much capital banks need to hold.

2025-21625, Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework

The government wants to make it easier for small banks to stay in a special low-risk capital program by lowering the required leverage ratio from 9% to 8%. They’re also giving banks more time—up to four quarters instead of two—to fix any issues without losing their spot. Banks and bank holding companies should weigh in by January 30, 2026, as these changes could save them money and reduce red tape.

2025-21626, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies

Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.

2026-21626, Formations of, Acquisitions by, and Mergers of Bank Holding Companies

Some companies want to become bank holding companies or buy banks, and they’ve asked the Federal Reserve for approval. If you want to share your thoughts, you have until November 23, 2026, to send comments. This process affects banks, their owners, and the public by keeping bank ownership clear and regulated.

2026-21625, Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

If you want to buy or control shares in a bank or bank holding company, you need to tell the Federal Reserve and wait for approval. People affected include anyone applying to own bank shares, and they must submit comments by November 6, 2026. This process keeps banks safe and fair, and you can check or comment on applications quickly online or at Federal Reserve offices.

Previous: 2026-21689, Center for Scientific Review; Notice of Closed Meetings

The Center for Scientific Review is holding several closed virtual meetings in November 2026 to review and evaluate grant applications. These meetings affect researchers and small businesses seeking funding, ensuring their confidential info stays private. No new costs or deadlines are introduced, but these reviews are key steps in funding important scientific projects.

Next: 2026-21692, Notice of Proposals To Engage in or To Acquire Companies Engaged in Permissible Nonbanking Activities

Some companies want to start or buy businesses that do activities related to banking but aren’t banks themselves. The Federal Reserve is checking these plans and asking the public to share their thoughts by November 9, 2026. This affects companies across the U.S. and helps keep banking activities safe and fair.