Stablecoin Issuers Get New Weekly Reports From Federal Regulators
Published Date: 10/23/2026
Notice
Summary
The Office of the Comptroller of the Currency (OCC) is rolling out new weekly and quarterly reporting forms for companies that issue payment stablecoins, including foreign ones. These forms aim to keep things clear and organized while cutting down on paperwork headaches. Comments on this plan are open until November 23, 2026, so stablecoin issuers should get ready to share their thoughts!
Analyzed Economic Effects
6 provisions identified: 2 benefits, 3 costs, 1 mixed.
Weekly and Quarterly Reporting Required
If you are a permitted payment stablecoin issuer or a foreign payment stablecoin issuer subject to OCC jurisdiction, you must file a confidential weekly report (Form PS-01) for each payment stablecoin you issue and a quarterly report (Form PS-02) with the OCC. The OCC sets a weekly filing deadline of Wednesday by 5:00 p.m. Eastern for a reporting period that runs 12:00:00 a.m. Eastern each Tuesday to 11:59:59 p.m. Eastern the following Monday; the OCC says the first weekly report will be due January 27, 2027 and the first quarterly report for the quarter ending March 31, 2027 will be due no later than April 30, 2027.
Foreign Issuers Must File Same GAAP Reports
Foreign payment stablecoin issuers registered with the OCC must file the same weekly and quarterly reports as domestic permitted payment stablecoin issuers and must report using U.S. Generally Accepted Accounting Principles (GAAP) rather than International Financial Reporting Standards (IFRS). The OCC declines to permit IFRS reporting and says foreign issuers may request exemptions on a case-by-case basis.
Machine-Readable Filing Requirement and Specs
The OCC expects reported data to be submitted in a machine-readable format (for example, XML) and will publish technical specifications including a data dictionary, XML schemas, sample XML files, and filing instructions before implementation. The OCC notes it can accept some ISO 20022 structures.
Specific Reporting Content and Timing Changes
The OCC revised the forms to require certain new data (for example, indicating whether a reserve asset is tokenized) and revised terminology (e.g., 'Total reserve assets net of outstanding repurchase agreement liabilities'), while removing some market-data items (such as Items 3 and 4 from Schedule A). The OCC also shifted the weekly reporting period to run Tuesday 12:00:00 a.m. Eastern through Monday 11:59:59 p.m. Eastern and retained a Wednesday 5:00 p.m. Eastern filing deadline to give issuers an extra 24 hours to prepare filings.
Amended-Filing Deadline Relaxed
The OCC removed the proposed five-calendar-day deadline for submitting amended weekly or quarterly filings and instead allows more flexible timing for corrected filings, while reminding issuers they must still correct omissions or significant errors in a timely manner and contact their supervisory team if unclear.
Confidentiality and Attestation Rules
The OCC will keep weekly Form PS-01 confidential for supervisory purposes; Form PS-02 includes a process for requesting confidential treatment of certain information. The rules also require senior management and board attestations for quarterly filings and permit the OCC to require additional reports or examinations if data appear inaccurate.
Personalized for You
How does this regulation affect your finances?
Personalize government policy and PRIA will tell you what this federal register document means for your household, plus every other regulation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-17823, Unsafe or Unsound Practices, Matters Requiring Attention
The OCC and FDIC are rolling out a new rule starting November 2, 2026, that clearly defines what counts as 'unsafe or unsound practices' for banks and savings institutions. This update helps banks focus on big financial risks instead of small paperwork issues, making supervision smarter and fairer. Banks will need to adjust how they handle these risks, which could affect their operations and how they communicate with regulators.
2026-08328, National Bank Non-Interest Charges and Fees
Starting June 30, 2026, national banks can clearly charge all kinds of non-interest fees, like those from credit and debit card transactions—even if set with help from others. This rule makes it official that banks have the power to collect these fees, and the public can share their thoughts until May 29, 2026. If you use or work with banks, this could affect the fees you see on your statements!
2026-08298, Regulatory Capital Rule: Community Bank Leverage Ratio Framework
Starting July 1, 2026, community banks get a break! The minimum leverage ratio drops from 9% to 8%, making it easier for smaller banks to meet rules. Plus, banks can now stay in this easier framework longer—up to four straight quarters instead of two—helping them manage their money better without rushing.
2026-08143, Streamlining Regulations Concerning Public Welfare Investments, Open Market Collateralized Loan Obligations, and Federal Savings Association Nondiscrimination Requirements
The Treasury’s Office of the Comptroller of the Currency wants to simplify some banking rules by removing outdated or confusing parts. This affects banks, especially federal savings associations and those dealing with certain loan investments. They’re asking for public feedback by May 27, 2026, aiming to cut red tape and make compliance easier without changing costs.
2026-05960, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets
Big banks and community banks are getting new rules to better measure the risks in their loans and investments. The changes update how banks count certain assets and income when figuring out their safety net money, called regulatory capital. These updates aim to make banks safer and smarter with their money, with some rules kicking in soon and affecting how much capital banks need to hold.
2025-21626, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
Previous / Next Documents
Previous: 2026-21704, Agency Information Collection Activities: Proposed Information Collection; Submission for OMB Review; Applications for Licensing or Registration To Issue Payment Stablecoins Under the GENIUS Act
The Treasury’s Office of the Comptroller of the Currency (OCC) is rolling out a new application process for companies that want to issue payment stablecoins under the GENIUS Act. This means businesses dealing with stablecoins will need to apply for a license or registration, helping keep things safe and clear. Comments on this new process are open until November 23, 2026, and there’s no immediate cost but a new paperwork step is coming.
Next: 2026-21707, Information Collection; Improving Customer Experience (OMB Circular A-11, Section 280 Implementation)
The National Science Foundation is updating how it collects information to make government services easier and friendlier for everyone. This change affects agencies working to improve customer experience by tracking progress and boosting digital services. Comments on this plan are open for 30 days, and the goal is to match private companies’ top-notch service without extra costs.