West Virginia Storm Damage Unlocks Federal Disaster Loans
Published Date: 10/27/2026
Notice
Summary
West Virginia got hit hard by storms, floods, landslides, and mudslides back in June 2026, especially in Boone and Logan counties. The government declared it a disaster, opening the door for low-interest loans to help homeowners, businesses, and nonprofits recover. You’ve got until December 21, 2026, to apply for physical damage loans and until July 21, 2027, for economic injury loans—so don’t wait!
Analyzed Economic Effects
2 provisions identified: 2 benefits, 0 costs, 0 mixed.
SBA low‑interest physical disaster loans
You in Boone or Logan counties (and nearby Kanawha, Lincoln, Mingo, Raleigh, and Wyoming counties) can apply for SBA physical disaster loans to repair or replace property damaged by the June 22–23, 2026 storms. Interest rates listed are 5.750% for homeowners with credit available elsewhere and 2.875% for homeowners without credit available elsewhere; business rates are 8.000% (with credit) and 4.000% (without); private non‑profits are 3.625%. Apply through the MySBA Loan Portal (https://lending.sba.gov) by December 21, 2026.
Economic Injury Disaster Loans (EIDL) available
If you are a business, small agricultural cooperative, or private non‑profit in the listed counties, you can apply for Economic Injury Disaster Loans for losses from the June 22–23, 2026 storms. Interest rates listed are 4.000% for businesses and small agricultural cooperatives without credit available elsewhere and 3.625% for private non‑profits without credit available elsewhere. Apply through the MySBA Loan Portal (https://lending.sba.gov) by July 21, 2027 (Economic Injury loan deadline); the economic injury disaster number is 219820.
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